Overseas Health Cover for Visa

Have confidence choosing a Medibank Overseas Health Cover to help with the cost of medical treatment if you have an accident or get sick during your time in Australia.

Bright minds, get 6 weeks free with award winning Overseas Workers Covers.

Join Medibank and maintain eligible Overseas Workers Health cover by 31 March 2024 and you could get 6 weeks free after your first consecutive 42 days. Plus, if you track any activity in the Live Better section of the My Medibank app within 42 days of your cover start date you could receive 10,000 Live Better Points (which you could redeem for up to $100 in gift cards) as a single/single parent, or 20,000 Live Better points (which you could redeem for up to $200 in gift cards) as a family/couple.‡

Use promo code: WORKER6

Things you need to know

Waiting periods, annual limits and out-of-pocket expenses may apply

^For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans, where they fall under an Included service under your Hospital cover.

+Any Excluded service will be treated as an Included service where you require hospital treatment as a result of injuries sustained in an Accident after joining this cover and within 12 months of the date the Accident occurred. The Accident must have occured in Australia while the cover was not suspended. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as WorkCover.

*Only at Members’ Choice providers. Up to annual limits. Members Choice not available in all areas. Waiting periods apply including 12 months for some dental services.

#Waiting period may apply. Limited to two dental check-ups annually on all extras. Not available in all areas.

**Up to annual limits. Waiting periods may apply. Some services, like lens coating, aren’t included.

Learn more about Australia's healthcare system

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system. Find out more about the differences between the private and public healthcare system.

Need a little extra help?

Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don’t know the meaning of a word or phrase.

Things you should know

  Offer commences 1 December 2023 and ends 31 March 2024. For new members on new memberships who have not previously held ahm OSHC, Medibank OSHC or Medibank Overseas Workers Health cover in the past 6 months. Must join and start eligible Medibank Overseas Workers Health covers by 31 March 2024.

Eligible covers include the following covers only:

  • Overseas Workers Base Hospital;
  • Overseas Workers Standard Hospital and Medical;
  • Overseas Workers Advanced Hospital and Medical Cover;
  • Overseas Workers Premium Hospital, Medical and Extras.

Excludes Overseas Visitors Health Cover, all Corporate covers, all residential hospital and extras covers, Overseas Student Health Cover, Ambulance Cover, ahm covers, and any other Overseas Workers Health Covers. Must join, start and maintain eligible Medibank Overseas Workers Health covers by 31st March 2024. Must quote promo code ‘WORKER6’ when joining. Not available if the Policy Holder has already taken up this offer, or they have taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Not available with any other offer. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions from time to time.

6 weeks free terms:
Must keep policy premium payments up-to-date and hold eligible cover for 42 consecutive days from the policy start date to get next 6 weeks free. If you change to an ineligible cover during this period, or you terminate or suspend your cover, 6 weeks free will not be issued.

2 & 6 month waiver terms:
For members joining Overseas Workers Premium Hospital, Medical and Extras Cover, 2&6 month waiting periods on extras will be waived. Other waiting periods may still apply, including 12 months for some dental services. If switching funds, any waiting periods you've already served for comparable extras will generally be recognised if you join Medibank within 2 months of leaving your previous fund. Annual limits on extras apply. If you've reached your limits from a previous fund you may not be able to claim straight away.

Live better terms:
Must keep policy premiums up-to-date and hold eligible cover for 42 consecutive days from the policy start date to be eligible for Live Better rewards points. If you change to an ineligible cover during this period, or you terminate or suspend your cover, the Live Better rewards points will not be issued. Policy Holder will require access to a smartphone and will need to download the My Medibank App and track any Live Better activity within 42 days from the policy start date. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Policy Holder will need to have registered a My Medibank account and linked their My Medibank account with their Live Better account within 42 days from the policy start date. Live Better rewards points may take up to 10 weeks from your cover start date to be loaded into the Policy Holder’s Live Better account.  Must be up-to-date with premium payments when redeeming Live Better rewards points for rewards. Singles and single parents will receive 10,000 Live Better rewards Points, and families and couples will receive 20,000 Live Better rewards Points. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/  



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