Overseas Worker offer - Want 6 weeks free?*
Join eligible Medibank Overseas Workers Standard and Medical Cover, sign up and maintain direct debit and you could enjoy 6 weeks free. T&Cs apply.*
Why do overseas workers need health insurance?
Whether you’re looking to gain work experience after finishing your studies, moving to Australia for your dream job, or here for a quick visit for a specialised purpose, you may need to arrange health insurance as part of your visa application.
While having private health insurance is a mandatory condition of many visas, it can also help pay for hospital, medical, ambulance and general health services, like dental and optical, that you may need during your time away. As well as giving you greater flexibility over when and where you can receive medical treatment.
More information about healthcare in Australia
What health insurance do I need for my Australian visa?
Are you planning on visiting Australia for work, study or travel? If the answer is yes, you will need to apply for a visa.
Should you go to the doctor, or the hospital emergency department?
There's a lot of confusion about when you should visit a doctor (GP), or call an ambulance to take you to the hospital emergency department.
Overseas health cover with Medibank
Find health cover to match your needs while you're in Australia, plus take out Overseas Workers Health Cover or Overseas Student Health Cover and receive your visa health insurance certificate as soon as you purchase online.
What to do if you get sick in Australia
Here is a simple guide to help you get the right medical attention if you need it.
Understanding waiting periods
All health funds have waiting periods. A waiting period is the time you need to wait after taking out your cover before you can receive benefits for services or items.
What are out-of-pocket expenses?
An out-of-pocket expense is the money you pay for hospital, medical or extras service or item that are not repaid by Medibank. Find out more about possible out-of-pocket expenses.
Why choose Medibank's Overseas Health Cover?
24/7 Medibank Nurse & Mental Health Support
Medibank health insurance members can chat to a registered nurse or mental health professional and get guidance on what they can do next. Call 1800 644 325 or chat online any time of the day or night, 7 days a week at no extra cost.&
Visa compliant cover
Medibank offers a range of cover options that can meet your visa health insurance requirements for working or studying in Australia.
Protect against the unexpected
No matter which Medibank Overseas Workers Health Cover you choose, your cover includes unlimited emergency ambulance Australia-wide.+
Information about healthcare terms
Need some help?
We’re here to help you choose the health cover that matches your needs while you’re in Australia.
Contact Medibank how it suits you; messaging, WeChat, in-store or by phone.
Visitor, working and working holiday (OVHC)
Speak to one of our friendly staff for sales and policy enquiries.
Medibank 微信公众号
扫描二维码或搜索Medibank_AU，获取新会员优惠、促销资讯以及健康信息和中文服务。
Things you should know
+ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.
&Some referred services may involve out of pocket costs and waiting periods may apply.
While we hope you find this information helpful, please note that it is general in nature. It is not health advice, and is not tailored to meet your individual health needs. You should always consult a trusted health professional before making decisions about your health care. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them. For these reasons we are unable to accept responsibility for any loss that may be sustained from acting on this information (subject to applicable consumer guarantees).
* Must take out eligible Medibank Overseas Workers Standard Hospital and Medical (any excess level). Member must sign up to and maintain direct debit. Must quote promo code 'WORKER6’ when joining. Must not have held any Medibank Overseas Workers health covers within the last 60 days. For new members on new memberships residing in Australia on a working visa or who are transferring from Medibank OSHC or ahm OSHC. Must be over the age of 18. Offer available via phone, web, messaging and in store. Excludes Overseas Workers Base Hospital, Overseas Workers Advanced Hospital and Medical, Overseas Workers Premium Hospital, Medical and Extras, Overseas Visitors Health Cover, all corporate covers, all residential hospital and extras covers, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Waiting periods may apply to hospital cover. Not available if the policy holder has already taken up this offer, or taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Not available with any other offer except the Overseas Extras only offer. Offer cannot be redeemed for cash. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time. It is the customers' responsibility to ensure they hold an appropriate health cover product to meet their visa requirements.
6 weeks free terms: Member must maintain direct debit and keep policy premium payments up to date and hold eligible cover for 42 consecutive days from the policy start date to get next 6 weeks free. If you change to an ineligible cover during this period, or you terminate or suspend your cover, 6 weeks free will not be issued.