Quick start guides for health insurance

Questions about health insurance? We've got answers. Browse our guides to see what health insurance topics could apply to you.

Should I get health insurance... 

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For tax purposes?

What you need to know about health insurance, government incentives and tax.

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If I'm turning 31?

Be in the know about government surcharges that may affect you once you turn 31.

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If I'm a student?

Or are you coming off your parents cover? Discover your health insurance options.

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With hospital or extras?

Private health insurance generally consists of hospital cover and extras cover, but what's the difference between the two?

How do I...

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Understand hospital and extras cover?

A general guide to give you a rundown of how hospital and extras cover works.

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Find the right cover for me?

Compare packages to get the cover that suits you.

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Switch to Medibank?

Switching to one of Australia's leading health funds is easy.

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Contact Medibank?

Drop in to one of our retail stores or talk with our expert staff online 24/7.

Useful resources 

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What are the common hospital procedures for someone like you?

Our interactive tool reveals the common procedures, what you might pay out-of-pocket and how health insurance could help manage the costs.

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How much extra tax could you pay without hospital cover?

If you earn over $93k and don’t have hospital cover, you could pay extra on tax. Use our Medicare Levy Surcharge Calculator to find out more.¹

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Understanding Health Insurance

Health insurance can be tricky to understand. To help, we have put some handy guides together to get you started.

Canstar outstanding value Australian health insurance

Awarded Outstanding Value Health Insurance 16 years running

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Help on hand

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Want to join Medibank?

Call us on 1300 418 626 (AEST/AEDST) | Monday to Friday, 8am - 8pm. Saturday, 9am - 4pm. Sunday, Closed.

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Are you an existing member?

Please call us on 132 331 (AEST/AEDST) Monday to Friday, 8am - 8pm. Saturday, 9am - 4pm. Sunday, Closed.

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Contact us 24/7

24/7 chat online. Chat to our friendly staff online anytime for advice and help with your health cover.

Contact Medibank about your health cover

Find more ways to contact us

This calculation is a guide only. For a more detailed quote of what you might pay we recommend speaking to a financial advisor who will be able to take into account your income and personal situation. Where annual income for Medicare Levy Surcharge purposes is over $93,000 as a single (or $186,000 as a couple/family).