Medibank’s GapCover is designed to help eliminate or reduce out-of-pocket expenses for in-hospital doctors' charges. Doctors can choose to participate in GapCover on a claim-by-claim basis. So it is important to check upfront with each doctor involved in a treatment if they will participate in GapCover for all of their claims. Out-of-pocket costs may still apply. GapCover doesn't apply to diagnostic services or to some other services. See Member Guide for more information
Surgery to the female reproductive organs including the vagina, cervix, uterus and ovaries.
At Medibank, we consider major gynaecological surgery to be an operation to remove or repair major parts of the female's reproductive system. This includes hysterectomy and vaginal repair. Excludes surgery associated with childbirth.
We consider minor gynaecological surgery to include procedures to repair or investigate parts of the female's reproductive system. This includes colposcopy (treatment of the cervix), hysteroscopy (treatment of the lining of the uterus) and surgery to treat endometriosis. Excludes major surgery such as hysterectomy and vaginal repair.
Also excludes IVF and assisted reproduction.