About your membership with us

What is the difference between a member, a membership and a policy holder?

Some of the terms we use when we're talking about membership are: member, membership, and policy holder. As a starting point, it's good to be clear on all three.

A member is simply any person included on a Medibank membership.

A membership is made up of one or more members and can consist of:

  • just one person, (single membership)
  • a couple membership which includes you (the policy holder) and your partner
  • single parent family* membership, which includes you and
    • any of your child dependants and/or
    • any student dependants
  • family membership*, which includes you and your partner and
    • any of your child dependants and/or
    • any of your student dependants
  • family with adult children membership option, which can, for an additional cost, extend a single parent or family membership to include any of your children who:
    • have reached the age of 21 but are under 25,
    • are not studying full-time, and
    • are neither married nor living in a de facto relationship

*Not all membership categories are available on all our products.

The term policy holder refers to the person who is responsible the membership. This is the person we contact when we need to communicate important information.

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