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About your membership with us

If I have children, how long can they be insured on my cover?

As your children grow older they can still be covered at no additional cost on your family or single parent membership until they turn 21 or, if they are full-time students, until they turn 25, provided they're not married or in a de facto relationship. This is because we consider them to be your dependent children.

If you have unmarried children aged 21 to 24 who aren't studying full-time and are not in a de facto relationship we also have a membership option called families with adult children. Although you'll pay a higher premium, it can prove to be a more economical option for your children than if they were to take out their own cover at the same level. Waiting periods may apply.

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