About waiting periods

How do I know if a waiting period applies to me?

Waiting periods will apply if you're a new member, you're rejoining Medibank after not having health cover for some time or you're changing to a higher level of cover (either within Medibank or transferring from another registered Australian health fund). If you're changing to a higher level of cover, you'll still be entitled to benefits at the level of your former cover while you're serving any waiting periods on your new cover if:

  • those services were included under your old cover; and
  • you've already served the waiting periods that applied under your old cover.

Waiting periods may apply to some of our betterhealth programs.

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