We now offer aged-based discounts to 18-29 year-olds taking out eligible hospital cover.
We also now offer hospital products with a $750 excess. Choosing a product with a higher excess can help reduce your health cover premiums.
Following the government changes on 1 April 2019, all private health insurers are no longer permitted to pay benefits towards some natural therapy services.
We have started using ‘standard clinical definitions’ across our website and whenever you hear from us. The name of your product is also being updated so it can be classified as ‘Basic’, ‘Bronze’, ‘Silver’ or ‘Gold’ health insurance, to make it easier to compare.
Understanding the changes
The government has introduced rules to prevent health insurers in Australia from paying benefits towards some natural therapy services under resident products after 1 April 2019. This decision was made as the result of a review by the government into natural therapies, which found no clear evidence of the clinical effectiveness of these services.
The following natural therapies have been removed from all Medibank products from 1 April 2019:
• Alexander Technique
• Bowen Therapy
• Western Herbalism
Remedial massage/myotherapy, Chinese medicine, acupuncture and exercise physiology will continue to be included on applicable Medibank extras products.
Not necessarily, a priority membership 'gold card' indicates your priority status as a loyal Medibank member not the category of cover you hold.
You will only need to serve waiting periods for services not previously included under your cover or for any increased benefits or limits.
Learn more about the private health insurance reforms
Gold, Silver, Bronze or Basic health insurance: What’s right for you?
We’re rolling out all the Government’s health insurance reforms to make it easier to compare and choose health insurance that’s right for you.
What changes to health insurance mean for women’s health
From breast cancer to fertility treatments, here’s what the changes to health insurance mean for women’s health.
Is a $750 excess right for you?
Medibank is rolling out all of the health insurance reforms to make it easier to compare hospital products and choose cover that best suits your needs, including the option to increase your excess to help lower your premium.