At Medibank, we think diversity is worth celebrating.
That’s why our health insurance products are designed for a wide range of individuals, partners and families.

Can we be #BetterwithaKiss

Whether it’s a smooch, a peck, or a pash, a kiss is a precious thing. Delivered by a friend, a parent or a lover, a kiss tells you that you’re special, loved and valued. Every kiss is equal. A kiss doesn’t care who you are. And, whether it’s the end of a long day, or the height of a happy celebration, a kiss makes everything better.

That’s why as proud partner of the Sydney Gay and Lesbian Mardi Gras, we’re making it #BetterwithaKiss



Celebrating Mardi Gras? We’re here to help you get more out of every moment.

Get ready to smile

Members with extras cover get 100% back on an annual dental check-up at a Members' Choice dentist. Excludes x-rays. Waiting limits apply.

Don’t miss a thing

Join extras and see all the action with 100% back on optical, up to annual limits, at recognised providers. Waiting limits apply, some lens coatings aren’t included.

Help to bounce back

Our extras cover can help take the edge off the cost of physio, chiro, and remedial massages.


We’re there when you need us

Accidents can happen

Life happens. And though you probably haven’t thought much about what to do in the event of an accident, you’ll be glad to know we have. So if you have an Accident you’ll get all of the coverage of our Complete Hospital Cover – no matter what level of Cover you have.1

Unlimited emergency ambulance

No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance2.

Healthcare that never sleeps

Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.

2&6 month waits waived

Join combined hospital and extras cover and we’ll waive the 2&6 month waits on extras. That’s no waits for services like general dental, optical, physio and chiro. Use promo code WAIVER.

Health cover for everyone

At Medibank we’ve changed the way we look at private health insurance, by creating health cover that’s more you.

Lifestyle support with Live Better

Our members get great offers, info, and perks, to help with better health and wellbeing… and to have a little fun.

Ready to get a quote?

Things need to know

Offer for new members who join eligible combined hospital and extras cover. Must quote promo code WAIVER and set up direct debit when joining, and we’ll waive 2 & 6 month waiting periods on extras. Other waiting periods still apply, and if you’ve used up to your annual limit from a previous fund you may not be able to claim straight away. Excludes Accident Cover, Ambulance Cover, Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers, some Corporate covers and other selected covers. Not available if you’ve had a Medibank policy in the last 2 months. Not available with any other offer.

1. Excludes claims covered by third parties such as Workcover. Cover only for accidents that occur after join date. Treatment must be sought within 7 days on some covers

2. Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.