Overseas Health Cover for Visa

Have confidence choosing a Medibank Overseas Health Cover to help with the cost of medical treatment if you have an accident or get sick during your time in Australia.

Overseas Worker offer - Want 8 weeks free?*

Join and start eligible Medibank Overseas Workers Health cover by 16 September 2024 and you could get 8 weeks free after your first consecutive 42 days. *

Exisiting OSHC members use promo code: GRAD8 NEW MEMBERS use promo code: WORKER8
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Things you need to know

Waiting periods, annual limits and out-of-pocket expenses may apply

^For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans, where they fall under an Included service under your Hospital cover.

+Any Excluded service will be treated as an Included service where you require hospital treatment as a result of injuries sustained in an Accident after joining this cover and within 12 months of the date the Accident occurred. The Accident must have occured in Australia while the cover was not suspended. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as WorkCover.

*Only at Members’ Choice providers. Up to annual limits. Members Choice not available in all areas. Waiting periods apply including 12 months for some dental services.

#Waiting period may apply. Limited to two dental check-ups annually on all extras. Not available in all areas.

**Up to annual limits. Waiting periods may apply. Some services, like lens coating, aren’t included.

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Learn more about Australia's healthcare system

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system. Find out more about the differences between the private and public healthcare system.

Learn more

Need a little extra help?


Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don’t know the meaning of a word or phrase.

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Things you should know

Terms & Conditions Existing OSHC member:

Offer commences 16 July and ends 16 September 2024. For current ahm OSHC or Medibank OSHC members whose OSHC policy expires between 16 July and ends 16 September 2024 (inclusive). Must join and start eligible Medibank Overseas Workers Health covers by 16 September 2024. Eligible covers include the following covers only:

  • Overseas Workers Base Hospital
  • Overseas Workers Standard Hospital and Medical
  • Overseas Workers Advanced Hospital and Medical Cover
  • Overseas Workers Premium Hospital, Medical and Extras

Must quote promo code ‘GRAD8’ when joining. Offer only available on direct debit. Excludes Medibank Overseas Visitors Health Cover, all Medibank Corporate covers, all residential hospital and extras covers, Medibank Overseas Student Health Cover, Medibank Ambulance Cover, ahm covers, and other selected covers. Not available if the policy holder has already taken up this offer except the Overseas Extras only offer. Not available to Medibank employees. Not available with any other offer. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time.

8 weeks free terms: Must keep policy premium payments up-to-date and hold eligible cover for 42 consecutive days from the policy start date to get next 8 weeks free. If the member changes to an ineligible cover during this period, or they terminate or suspend their cover, 8 weeks free will not be issued.

Terms & Conditions New members:

* Offer commences 16 July 2024 and ends 16 September 2024. Offer available via phone, web, messaging and in store. For new members on new memberships who have not previously held ahm OSHC, Medibank OSHC or Medibank Overseas Workers Health cover in the past 6 months. Must join and start eligible Medibank Overseas Workers Health covers between 16 July 2024 and 16 September 2024. Must use promo code 'WORKER8’ when joining. Member must sign up to direct debit. Excludes Overseas Visitors Health Cover, all corporate covers, all residential hospital and extras covers, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Waiting periods may apply to hospital cover. Not available if the policy holder has already taken up this offer, or taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Not available with any other offer except the Overseas Extras only offer. Offer cannot be redeemed for cash. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time.

8 weeks free terms:

Member must maintain direct debit and keep policy premium payments up to date and hold eligible cover for 42 consecutive days from the policy start date to get next 8 weeks free. If you change to an ineligible cover during this period, or you terminate or suspend your cover, 8 weeks free will not be issued.