Congratulations, you did it!

Graduation brings big changes, new visas, new jobs, and new health cover.

If you’re applying for a work visa like 485, here’s how to switch to Overseas Workers Health Cover and make your post-student life simpler. 

female graduates holding a cup, happy and hopeful.

Life after graduation in 60 seconds. 

 Hear from two graduated students as they share their student to worker journey.

 

Darvesh’s story

Through a careful balance, Darvesh was able to juggle the end of his studies with a demanding graduate role. Here’s how he’s settling into life as an Australian local and giving back to his new community.  

Naoka’s story

Leaving her home in Malaysia meant Naoka was missing out on supportive hugs and big family dinners to help her through her new life as a graduate. Here’s how she found a new slice of home in Australia. 

Explore visa compliant health cover options

Medibank's Overseas Workers Health Covers are suitable for visa subclass 482, 485, 403, 407, 408 and more to meet visa condition 8501. For holders of visas 188, 400, and 476 – visas that do not explicitly mandate condition 8501 - health insurance is still recommended to help protect your health and limit your financial liability for your healthcare costs while in Australia.

Comprehensive travel insurance

Overseas Workers Base Hospital
 

A budget option - visa condition 8501 compliant. 

A great option if you want to meet your visa health insurance requirements (condition 8501) on a budget, along with the peace of mind of having a top hospital cover, but don't need cover for outpatient service like seeing a GP.

Comprehensive travel insurance

Overseas Workers Advanced Hospital and Medical

A comprehesive option - visa condition 8501 compliant. 

Comprehensive hospital and medical cover that meets visa condition 8501 and includes a wide range of services from pregnancy and birth and assisted reproductive services to heart and vascular system admissions plus helps reduce expenses for GP (doctor) visits, x-rays and blood tests.

Medical only travel insurance

Overseas Workers Standard Hospital & Medical

An all-round option for if you want to meet any visa health insurance requirements (condition 8501) while having comprehensive cover to help with the cost of everyday medical services, like seeing a doctor, but don't need outpatient pregnancy and birth services or assisted reproductive services.
 

Medical only travel insurance

Overseas Workers Premium Hospital, Medical and Extras

An premium option - visa condition 8501 compliant.

Our only overseas health cover with extras, which is ideal for families and for meeting any visa health insurance requirements (condition 8501). It has comprehensive hospital and medical benefits, and pays 85% back at Members' Choice providers (up to annual limits)^ for things like dental and physiotherapy.

Switching to Medibank made simple.
 

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1. Find your cover

Choose from Medibank's Overseas Worker covers that’s right for your budget and needs. Need help? Call us on 1300 981 380.

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2. Let us do the paperwork.

With your consent, we can assist with cancelling your OSHC and organising a transfer certificate from your old health fund, making an agent optional.

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3. No need to re-serve waiting periods.

There’s no need to re-serve waiting periods on eligible cover you’ve already served with your OSHC cover or old fund#.

Are you ready to make the switch?

24/7 Medibank Nurse Support

Medibank health insurance members can chat to a registered nurse over the phone or online and get guidance on what they can do next. Chat online or call 1800 644 325 anytime of the day or night, 7 days a week at no extra cost.+

 

24/7 Medibank Mental Health Support

Medibank health insurance members can chat to a mental health professional over the phone or online about how they feel and get guidance on what they can do next. Chat online or call 1800 644 325 anytime of the day or night, 7 days a week at no extra cost.+
 

FAQs

Here are some common questions we get asked about the transition from student life to living and working in Australia after graduation. 

# You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.

+ Some referred services may involve out of pocket costs and waiting periods may apply.

^Medibank Members' Choice providers are available for these services. This means you'll receive 85% back when you visit one (subject to your annual limit). Members' Choice providers are not available in all areas. Excludes Optical which pays 100% back (subject to your annual limit) at all recognised providers. 

- This information is general in nature and does not constitute migration advice. Visa conditions are determined by the Department of Home Affairs