You probably never thought about health cover. That was your folks' thing.
But it was there.
Like when you used to bend a paperclip and pretend you had braces because you thought they were so cool.
And then one day the dentist said you needed braces!
So cool.
The thing is, you don't notice your health cover until you need it.
And that's OK. We reckon that's heaps better than needing health cover and noticing you don't have it at all.
We can help you segue from your folks' cover to your own – no hassles.
And then you can just keep on not noticing your health cover like always.
Cool.
Why now? Why Medibank?
The ultimate smooth move
Transitioning from your folks' cover to your own is easy as. And if you do it within 60 days, there are no waiting periods when you choose the same level of cover or lower, without upgraded services or benefits.
You and we go way back
When you take out hospital cover you can keep getting the great services you know and trust, including 24/7 mental health phone support~. And we'll have your back with Accidental Injury Benefit#, which makes you eligible for Gold level hospital cover if you have an Accident, no matter what level of cover you're on. Plus when you're on your own cover, you can earn and redeem your own Live Better points+ – sweet!
A bit of a hand for future you
When you take out hospital cover by 1 July after your 31st birthday and maintain it, you can avoid the Lifetime Health Cover loading (LHC). If you take it out by the time you're 29, you could be eligible for the Young Adult Discount. Scroll down for our nifty calculator and find out how much you could save.
Things you should know
~ This is not available to OSHC members. OSHC members should call the Student Health and Support Line on 1800 887 283.
# For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pocket expenses may apply.
+ Must be on eligible cover, be up to date with premium payments, and have signed up to Medibank Live Better with 'My Medibank' or have linked their MyMedibank account to redeem rewards. Excludes Overseas Visitor health cover, Working Visa health cover, Overseas Student Health Cover (OSHC), Ambulance only cover.
^ "Income" has a specific meaning for Medicare Levy Surcharge purposes. To learn more visit the Australian Taxation Office website at: https://www.ato.gov.au/individuals/medicare-and-private-health-insurance/medicare-levy-surcharge/