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Optical Insurance

100% back on optical items, up to annual limits, at all recognised providers in Australia.~

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This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Affordable eye care is within sight

Sometimes your eyes need a little help. Medibank extras give you 100% back for prescription glasses and contacts with any recognised provider, up to annual limits. There’s just a 6 month waiting period for these services.

Healthy Start Extras

A great starting point for anyone new to health cover, offering flexible Extras that's better suited for the young and healthy.

from

Extras (60% claimback) Ò

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

 

General dental#

Major dental#

Physiotherapy

Dietics

Chriopractic# & Osteotherapy

Psychology

Non-PBS pharamaceuticals

$500 combined limit

Optical items#

Remedial massage#

Natural therapies

$150 combined limit
 
Emergency ambulance^
Unlimited

Basic Extras

Fuss-free, affordable cover that gives you access to some of the more common services to keep your general health in check.

from

Extras (70% claimback) Ò

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

 

General dental# $750 limit
Optical Items# $200 limit

Physiotherapy#

Chriopractic# & Osteotherapy

$450 combined limit

Natural therapies

Remedial massage#

$100 combined limit  
Emergency ambulance^ Unlimited

Growing Family Extras Only

Extras-only cover for families, with some welcome support during the pregnancy journey.

from

Extras (70% claimback) Ò

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

 

General dental# $1000 limit
Major dental# $800 limit
Orthodontics $200 opening balance + $200 per year up to limit
Optical Items# $225 per person
$550 per membership

Physiotherapy#

Podiatry#

Chriopractic# & Osteotherapy

$600 combined limit

Natural therapies

Remedial massage#

$100 combined limit  

Dietetics 

Non-PBS pharmaceuticals

Antenatal/Postnatal services

Speech therapy

And more ...

$1000 combined limit  
Emergency ambulance^ Unlimited

Top Extras

Our highest level of Extras cover to help you stay in tip-top shape from head to toe.

from

Extras (70% claimback) Ò

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

 

General dental# No annual limit
Major dental# $1000 limit
Orthodontics $800 opening balance + $400 per year up to limit
Optical items# $225 limit
Eye therapy $400 limit
Physiotherapy# $600 limit
Podiatry# $400 limit

Natural therapies

Remedial massage#

$300 combined limit
Non-PBS pharmaceuticals $400 limit
Occupational therapy $400 limit

Psychology  $400 limit
Emergency Ambulance^ Unlimited
And more ...  

Claim 70% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.                       

We've negotiated a capped price so you won't be charged more than the agreed price.

If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.

Claim 60% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.                       

We've negotiated a capped price so you won't be charged more than the agreed price.

If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.

~ Some services, like lens coating, aren’t included.

 ^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

# Medibank has Members' Choice providers for these services only. By choosing a Members' Choice provider you are guaranteed to receive the percentage back shown on the cover.

Benefits of Medibank optical insurance:

Icon Price

100% back at recognised providers

100% back on optical, up to your annual limit, at almost any provider in Australia. That’s up to $250 of value a year. Some services, like lens coating, aren’t included, and you may need to serve a waiting period.

Icon optical

Discounts on optical

A discount of at least 20% on most frames and lenses, and 15% on contact lenses, at Members’ Choice optical retailers.

What's included in optical extras cover?

New specs, contact lenses, and prescription sunnies are included in all Medibank extras cover. Waiting periods and annual limits apply.

Request a call back

Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance.