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The care we provide
We believe care should be affordable, that's why all of our Bronze hospital products include the below benefits at no extra cost.
24/7 Medibank Nurse Phone Service
Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.¹
Mental Health Phone Support
Members with hospital cover¹ can talk with a mental health professional over the phone in relation to any mental health or emotional concern, 24 hours a day 7 days a week.
Accident Cover Boost
Medibank members with hospital cover get the benefits of gold level cover if they have an Accident in Australia after joining, thanks to our Accidental Injury Benefit.² Excludes claims covered by third parties and our Private Room Promise.
Unlimited Emergency Ambulance
No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.³
What reward will you choose?
Join Medibank on eligible hospital & extras cover before Jan 4, 2021 and you could receive 30,000 Live Better Points (families) or 15,000 Live Better Points (singles) to use at our Live Better Reward Store. Plus - we'll waive 2&6 month waiting periods on extras.‡ Must use promo code: LIVEBETTERGet a quote Find out more
Prices below are based on
Prices below are based on
This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.
We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.
Canstar awarded ‘Outstanding Value Insurance’ 12 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
Switching to Medibank has never been easier
1. Find your cover
We help you find the health insurance that best suits your needs.
2. Let us do the paperwork
Simple and easy. We’ll cancel your old membership for you.
3. No waiting periods again
There’s no need to re-serve waiting periods you’ve already served with your old fund^.
Things you should know
¹ OSHC members should call the Student Health and Support Line on 1800 887 283
² For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.
³ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.
# Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.
* 'income' and 'dependants' for Medicare Levy Surcharge purposes. Learn more. The income threshold for single parents, couples and families is increased by $1,500 for each MLS dependant child after the first child.
^ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.
‡ For new members on new memberships who join and start eligible combined hospital and extras from 2 November and 4 January 2021 and who have not held Medibank health cover in the previous 60 days (unless they are a dependent coming off their parents cover). Must quote promo code ‘LIVE BETTER’ and set up direct debit when joining. Must maintain direct debit and hold eligible product for 28 continuous days from the policy start date in order to receive the offer. Live Better Points: Policyholder will require access to a smartphone and will need to have downloaded the Medibank Live Better app, registered a new account within 28 days of joining. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Live Better points could take up to 8 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 15,000 Live Better Points, and families and couples will receive 30,000 Live Better Points. Rewards terms: Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here https://www.medibank.com.au/livebetter/rewards/terms/ Offer excludes Corporate covers, Accident Only Cover, Ambulance Only Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, and ahm covers. Medibank employees are not eligible for the offer. Not available with any other offer. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If switching funds, limits used from your previous fund may be deducted. If you’ve reached your limits from a previous fund you may not be able to claim straight away.
Our team of experts are ready to help!
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We are open on Sundays.
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