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Where is your trip?
Please choose the country where you'll be spending the most time. If you'll be spending more than 20% of your trip in the Americas or Africa, you must choose a country from Area 1 - Worldwide (including the Americas and Africa) on the region list.

When is your trip?

Single Trip
The date that you depart is the date you leave your home town and the date you return is the date you arrive back in your home town. Cover for any cancellation or amendment costs begins from the time you buy your policy.

Annual Multi-Trip
For Annual Multi-Trip, the start date is today's date and the end date is the date one year later. For further information we recommend that you read the definition of 'Relevant Time' in the Combined FSG/PDS.

Ages of travellers

Enter the age of each traveller including accompanied children. 'Accompanied Children' means your children or grandchildren who are identified on the Certificate of Insurance and travelling with you on the journey; provided they are not in full-time employment and they are under 21 years of age. Enter one person's age in one square.

Have the time of your life, without leaving the country

When you’re on your Aussie adventure, it’s nice to know you’ll be looked after if the unexpected happens, including things that isn’t covered by Medicare or your medical policy. With Medibank Domestic Travel Insurance, you'll have cover for a range of surprises.

Icons cancellation

Cancellations and amendments

Cancellation cover for accommodation and other prepaid expenses¹

Icon Cars Excess

Rental car excess

Rental car insurance excess cover if you have an accident in a rental vehicle.

Icon 24 by 7 Emergency

24/7 Assistance

Help with lost or stolen luggage, cancellations and other issues

What cover do I have in Australia?

Even within Aussie shores, luggage can go missing, flights get cancelled and rental car fenders can get bent.  With Medibank Domestic Travel Insurance, you'll have cover for the new situations and more.

Inclusion Amount
Cancellation and Amendments
Unlimited cancellation and amendment fees when your travel arrangements change for reasons outside of your control.
$Unlimited1
Additional Expenses 
Inclusions for specific additional circumstances, including accommodation and transport expenses if you get sick and can't complete your journey.
$10,000
Luggage and Personal Effects
Generous inclusions for luggage and personal effects with only $50 excess, so there's cover for your items while you're exploring Australia.
$8,0004
Rental Car Insurance Excess
Hire car insurance excess cover up to $3,000.
$3,000
Travel Delay Expenses
Cover for out-of-pocket accommodation and transport expenses resulting from delays outside of your control.
$2,0005
Loss of Income
In some cases, where you’re injured during your trip and unable to return to work, we’ll help for up to 6 months while you’re getting back on your feet.
$2,0005
Permanent Disability
If you have an accident that permanently affects your sight or the use of your limbs, we may be able to offer financial assistance.
$10,0005
Accidental Death
Money towards funeral expenses and other costs.
$10,0005
Personal Liability
Depending on the circumstances, we’ll help with compensation payments for damage you cause to property or people.
$5,000,000

This is a brief summary only, for full terms, conditions, limitations and exclusions please read the Product Disclosure Statement (PDS) for full details

Going on a cruise?

Cruises are a great way to see the world. With Medibank International Travel Insurance, you'll be covered for medical attention and air ambulance evacuation on the ship.2

If you’re planning on sailing the open seas, having travel insurance will give you peace of mind so you can sit back, relax and enjoy the salt water spray.

We’ve got your questions covered

A safe trip is a good trip

Read important safety warnings, vaccination advice and travel tips to help make the most of your time away

Things you should know

* - Australian residents 18+ only. Starts: 18/06/18 9am AEST. Ends: 30/09/18 11:59 pm AEST. To enter, purchase a Medibank or ahm travel insurance policy during the promotional period. If multiple people specified on Medibank or ahm travel insurance policy, only the first adult stated on the Certificate of Insurance will be entered into the draw. Policy must not be cancelled at time of draw to be eligible. Draw: 16/10/18 at 02:30 pm AEDT, L2/35 Little Bourke St, Melbourne VIC 3000. Prize: trip for 2 adults to London, UK to see a premier league football match (valued at up to AUD$10,000).  Winner published at www.facebook.com/Medibank/ and in The Australian on 23/10/18. Promoters: Medibank Private Limited ABN 47 080 890 259, L1/720 Bourke St, Docklands VIC 3008; and Australian Health Management Group Pty Limited ABN 96 003 683 298, L2/720 Bourke St, Docklands VIC 3008. See full Terms and Conditions for more details. ACT Permit No. TP18/00842, NSW Permit No. LTP/18/24397 and SA Permit No. T18/767.

Travel must be taken to coincide with a premier league football match taking place between 01/11/18 and 31/05/19, as chosen by Medibank and subject to the premier league 2018/2019 schedule.

~ - Subject to approval.

1 -  Conditions apply to cancellation cover. Only applies to the International Comprehensive and Domestic policies. Reduced limits may apply for customers 70 years or over.

2 - Medical cover will not exceed 12 months from the onset of the illness or injury. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

4 - Item limits apply. See page 11 of Combined FSG/PDS for more information.

5 - Maximum liability collectively for sections Loss of Income, Personal Liability and Accidental Death is $10,000 on the Domestic Plan and $25,000 on the International Comprehensive Plan. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

9 - Cover is limited to a maximum duration of up to 30, 45 or 60 days for international trips or 15 or 30 days on domestic trips depending on the duration choice you make

10 - Please refer to page 39 of Combined FSG/PDS for more information.   

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 issues the insurance on behalf of the insurer. The issuer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS available from Medibank stores or medibank.com.au/travel to decide if this product is right for you.