Things worth knowing

How do orthodontic benefits work on my cover?

This information is only relevant to:

  • Overseas Workers Premium Hospital, Medical and Extras
  • Top 85 Visitors Health Insurance
  • Intermediate 70 Visitors Health Insurance

Your orthodontic entitlement starts with an opening balance, which you can access once your 12 months waiting period is served. Your balance is then topped up with an additional amount for each 1 January following the completion of your waiting period up to a maximum lifetime limit.

Opening balance + Any top ups – Any benefits ever claimed = The benefit you can claim (after waiting periods)

Please refer to your Cover Summary for the benefits payable under your cover.