Bright minds, get 6 weeks free with award winning Overseas Workers Covers.

Join Medibank and maintain eligible Overseas Workers Health cover by 31 March 2024 and you could get 6 weeks free after your first consecutive 42 days. Plus, if you track any activity in the Live Better section of the My Medibank app within 42 days of your cover start date you could receive 10,000 Live Better Points (which you could redeem for up to $100 in gift cards) as a single/single parent, or 20,000 Live Better points (which you could redeem for up to $200 in gift cards) as a family/couple.‡


Not sure of your visa subclass?
Select an option that best matches your visa below:


Coming to Australia to study? Whether an English language course or a University degree, Medibank's Overseas Student Health Covers (OSHC) meet the student visa health insurance requirements, while helping with medical treatment if you have an accident or get sick during your studies.



Coming to Australia to work, or looking to find work as a graduate? Medibank's Overseas Workers Health Covers can meet the health insurance requirements of working and graduate visas, as well as help with medical treatment if you have an accident or get sick.


Working Holiday

Coming to Australia on a working holiday? Medibank have a range of covers that can either help with medical treatment if you have an accident or get sick, as well as more comprehensive covers designed to meet any visa health insurance requirements you might have.



In Australia to visit family, see the sights or for other short-stay purposes? Medibank's Overseas Visitor Health Covers can help with medical treatment if you have an accident or get sick during your stay.



Benefits of overseas health cover with Medibank

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Visa compliant cover

A range of cover options that can meet your visa health insurance requirements for working or studying in Australia.

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Protect against the unexpected

 Want peace of mind? We offer unlimited emergency ambulance services Australia-wide+

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Trusted health partner

Medibank is a leading private health insurer in Australia with over 3.7 million health insurance members

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Extensive hospital cover

We'll pay 100% of the accommodation in a shared or private room, when you are treated as a private patient in a public or private contracted hospital for an included service.

Need some help?

We’re here to help you choose the health cover that matches your needs while you’re in Australia. 
Contact Medibank how it suits you; online 24/7, WeChat, in-store or by phone.

Contact us

Speak to one of our friendly staff about your cover options. 

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Things you need to know

+    For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

^ A minimum out-of-pocket expense of $10 applies. Waiting times may vary depending on doctor availability. Online Doctor is offered on a trial basis and may be discontinued at any time. For privacy reasons, Partners and Dependants on a policy may not access Online Doctor through the OSHC app.

  Offer commences 1 December 2023 and ends 31 March 2024. For new members on new memberships who have not previously held ahm OSHC, Medibank OSHC or Medibank Overseas Workers Health cover in the past 6 months. Must join and start eligible Medibank Overseas Workers Health covers by 31 March 2024.

Eligible covers include the following covers only:

  • Overseas Workers Base Hospital;
  • Overseas Workers Standard Hospital and Medical;
  • Overseas Workers Advanced Hospital and Medical Cover;
  • Overseas Workers Premium Hospital, Medical and Extras.

Excludes Overseas Visitors Health Cover, all Corporate covers, all residential hospital and extras covers, Overseas Student Health Cover, Ambulance Cover, ahm covers, and any other Overseas Workers Health Covers. Must join, start and maintain eligible Medibank Overseas Workers Health covers by 31st March 2024. Must quote promo code ‘WORKER6’ when joining. Not available if the Policy Holder has already taken up this offer, or they have taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Not available with any other offer. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions from time to time.

6 weeks free terms:
Must keep policy premium payments up-to-date and hold eligible cover for 42 consecutive days from the policy start date to get next 6 weeks free. If you change to an ineligible cover during this period, or you terminate or suspend your cover, 6 weeks free will not be issued.

2 & 6 month waiver terms:
For members joining Overseas Workers Premium Hospital, Medical and Extras Cover, 2&6 month waiting periods on extras will be waived. Other waiting periods may still apply, including 12 months for some dental services. If switching funds, any waiting periods you've already served for comparable extras will generally be recognised if you join Medibank within 2 months of leaving your previous fund. Annual limits on extras apply. If you've reached your limits from a previous fund you may not be able to claim straight away.

Live better terms:
Must keep policy premiums up-to-date and hold eligible cover for 42 consecutive days from the policy start date to be eligible for Live Better rewards points. If you change to an ineligible cover during this period, or you terminate or suspend your cover, the Live Better rewards points will not be issued. Policy Holder will require access to a smartphone and will need to download the My Medibank App and track any Live Better activity within 42 days from the policy start date. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Policy Holder will need to have registered a My Medibank account and linked their My Medibank account with their Live Better account within 42 days from the policy start date. Live Better rewards points may take up to 10 weeks from your cover start date to be loaded into the Policy Holder’s Live Better account.  Must be up-to-date with premium payments when redeeming Live Better rewards points for rewards. Singles and single parents will receive 10,000 Live Better rewards Points, and families and couples will receive 20,000 Live Better rewards Points. Read full Medibank Live Better terms here:  



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