Here are popular visas that Medibank’s Overseas Visitors Health Cover are
generally suitable for:

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600 - Visitor visa

The Visitor visa (subclass 600) allows you to stay in Australia as a visitor or a visitor for business purposes for 3, 6 or 12 months. This might be an appropriate visa if you’re taking a holiday, visiting family or friends or on a tour with a registered travel agent from China.

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651 - eVisitor visa

The eVisitor (subclass 651) lets you visit Australia for up to 3 months at a time within a 12-month period. You can stay as a visitor or a visitor for business purposes.

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417 - Working Holiday visa

The Working Holiday visa (subclass 417) allows visitors aged 18 to 30 years old (or 35 for some countries) to enjoy an extended holiday in Australia and work to help fund their trip.

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462 - Work and Holiday visa

The Working and Holiday visa (subclass 462) allows visitors aged 18 to 30 years old (inclusive) to enjoy an extended holiday in Australia and work to help fund their trip.


Please note that if your visa is subject to Condition 8501 Overseas Visitors Health Cover may not be suitable.

For working and graduate visas 482, 485, 408, 407, 403 and more, browse our range of Medibank’s Overseas Workers Health Covers.

This information above is sourced from the Department of Home Affairs' website and is accurate as of June 2025.
 

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Overseas Worker offer - Want 8 weeks free?*

Join eligible Medibank Overseas Workers Cover by 30 September 2025, sign up to direct debit and maintain your policy for the first 42 consecutive days and you could get 8 weeks free* T&Cs apply.

Use promo code: WORKER8

Find out more

Choose the right health cover to suit your needs and budget.

For however long you stay, Medibank includes unlimited emergency ambulance‡ cover, plus benefits if you have an accident^ in all our Visitor products. 

Overseas Visitors Starter Hospital and Medical

from
$79.10
/ fortnight
$88.88 / month

A mid level cover option for younger visitors to Australia who don’t require health cover for visa purposes (condition 8501), but want the peace of mind of having cover for more than the essentials (incl. Heart and vascular system services) during their time in Australia.

This cover may only be purchased by policy holders who are aged 49 or under.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Includes 26 common clinical categories of hospital treatment (incl. Heart and vascular system)
  • Accidental Injury Benefit+
  • Choice of $250 or $750 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services across 26 clinical categories
  • General Practitioner (GP) consultations
  • Other common out-of-hospital medical services (blood tests & x-rays)
  • Most Allied Health services billed with an MBS item number~

Extras

  • None

View details

Overseas Visitors Everyday Hospital and Medical

from
$79.10
/ fortnight
$88.88 / month

A cover option suitable for those visiting Australia who are fit and healthy, don't require health cover for visa purposes (condition 8501) and only want cover for the essentials and accidents 'just in case' the unexpected occurs.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Includes 24 common clinical categories of hospital treatment
  • Accidental Injury Benefit+
  • Choice of $250 or $500 excess

Medical

Pays benefits towards medical services in and out of hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services across 24 clinical categories
  • General Practitioner (GP) consultations
  • Other common out-of-hospital medical services (blood tests & x-rays)
  • Most Allied Health services billed with an MBS item number~

Extras

  • None

View details

Things you should know

‡For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

+Any Excluded service will be treated as an Included service where you require hospital treatment as a result of injuries sustained in an Accident after joining this cover and within 12 months of the date* the Accident occurred. The Accident must have occurred in Australia while the cover was not suspended. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as WorkCover.

 ~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease management plans. Excludes mental health services.

Why choose Medibank's Overseas Visitors cover?

If you're organising cover for you or a visiting family member, it’s reassuring to know that Medibank is a trusted health insurer
that has been looking after Australians for almost 50 years.

 

 

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Good for you, visa complaint.

We have a range of options that can meet the visa health insurance requirements for working or studying in Australia. Should your visa status or health cover needs change, we can help find a cover that’s suitable. Visit medibank.com.au/visa-cover to find out more.

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Australia’s leading health insurer.

We have over 300,000 people holding a range of visas among 4 million members. Plus, with over 40 years of experience in looking after the health and wellbeing of millions of Australians and international visitors, you’re in safe hands.
 

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Protect against the unexpected.

On top of meeting any health insurance requirements for your visa, our covers include a comprehensive range of hospital services‡ and unlimited emergency ambulance services Australia-wide.∑

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24/7 Medibank Nurse and Mental Health Support.

Medibank health insurance members can chat to a registered nurse or mental health professional and get guidance on what they can do next. Call 1800 644 325 or chat online any time of the day or night, 7 days a week at no extra cost.&

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Learn more about Australia's healthcare system

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system. Find out more about the differences between the private and public healthcare system.

Learn more

Need some help?

We’re here to help you choose the health cover that matches your needs while you’re in Australia. 
Contact Medibank how it suits you; messaging, WeChat, in-store or by phone.

Overseas students (OSHC)

Message one of our friendly staff about your cover options.

Contact us

Visitor, working and working holiday (OVHC)

Speak to one of our friendly staff for sales and policy enquiries.

Contact us
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扫描二维码或搜索Medibank_AU，获取新会员优惠、促销资讯以及健康信息和中文服务。

Things you should know

‡ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.

^ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

& Some referred services may involve out of pocket costs and waiting periods may apply.

*Offer available until 30 September 2025. Offer available via phone, web, messaging and in store. For new members on new memberships residing in Australia on a working visa or Medibank members who are transferring from Medibank OSHC or ahm OSHC. Must be over the age of 18.  Must quote promo code 'WORKER8’ when joining. Member must sign up to direct debit. Excludes Overseas Visitors Health Cover, all corporate covers, all Corporate Non-resident covers, all residential hospital and extras covers, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Waiting periods may apply to hospital cover. Not available if the policy holder has already taken up this offer, or taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Not available with any other offer except the Overseas Extras only offer. Offer cannot be redeemed for cash. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time.

8 weeks free terms: Member must maintain direct debit and keep policy premium payments up to date and hold eligible cover for 42 consecutive days from the policy start date to get next 8 weeks free. If you change to an ineligible cover during this period, or you terminate or suspend your cover, 8 weeks free will not be issued.