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Life Insurance Calculator Assumptions
The estimated cover is calculated with the following assumptions:
- Your estimated cover is calculated on a scenario of death occurring immediately based only on the information you have disclosed;
- The amount of home loans and personal debt that you have put into the calculator will be covered in full;
- This calculator only takes into account the expense data you have directly put into the calculator, you may have other expenses that may need to be paid (and which may increase the sum insured required if you don't have other income or assets to offset these) that have not been taken into account;
- It is assumed that the claim amount after being paid out will not generate any investment returns.
Things you should know
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide available here to ensure the product is right for you. Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS.
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