Your policy will renew each year provided premiums are paid.
Apply for a policy in just one call or buy Starter Life Insurance online#.
10% discount for Medibank health insurance members.
Additional benefits at no cost, like early payment for terminal illness.
Our flexible range helps you match your cover to your individual needs.
Tailor the policy with our optional benefits for Trauma cover and Permanently Unable to Work cover.
At a glance
- Ages 16-65 can apply
- Apply without medical or blood tests
- Cover up to $1.5 million, depending on age and income
Life cover that can be bought immediately online.
Get simple and hassle free life insurance without a lengthy application process.
At a glance
- Ages 18-45 can apply
- Apply for cover in 10 minutes
- 100% online application
- Select one health and lifestyle statement
- Cover up to $250,000
Help on hand
Need some help?
Whatever your life stage or circumstance, check out our cover options for you and your family. Call us on 1300 766 085 we're open Monday to Friday from 8:00am to 8:00pm.
24/7 Medibank Nurse
Members with a Life Insurance Policy can call our phone service to speak to a Medibank Nurse about their health concerns at any time of the day or night~. Call 1800 325 211 at any time.
Things you should know
~ 24/7 Medibank Nurse Phone Service is offered by Medibank Health Solutions Pty Ltd who reserve the right to withdraw or change the service at its sole discretion.
# Medibank Starter Life Insurance is able to be purchased online for applicants aged 18 to 45, to a maximum of $250,000 in cover.
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions) and Financial Services Guide available here to ensure the product is right for you.
Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS.
Your personal information will be handled in accordance with our Privacy Collection Notice.
* Aus. res. 18+ only. Starts 11/11/19 9am AEDT & ends 19/1/20 11:59pm AEDT (“Promotional Period”). See T&Cs for entry limits. Draws: 2:30pm AEDT each Wed 20/11/19 - 22/01/20 (10 in total), at Plexus L4/411 Collins St, Melb. VIC 3000. Prizes: 10 x $1,000 EFTPOS gift card (1 per draw). Winners published online at Plexus by the 27/12/19 (draws 1-5) and by 29/01/20 (draws 6-10). Promoter: Medibank Private Limited ABN 47 080 890 259, L 4, 720 Bourke St, Docklands VIC 3008. See Terms and Conditions for more details. Permit No's: ACT TP 19/04459, NSW LTPS/19/39235 & SA T19/1778