Up to 10 weeks free on Hospital and Extras cover
Join and maintain eligible Hospital and Extras cover and you could get:
- Up to 10 weeks free
- Up to $300 in gift cards
- 2&6 month waiting periods waived on eligible Extras
New members only.€
Benefits of Medibank single parents cover
100% back on kids extras
Looking after your family can be costly, so we provide 100% back on extras for kids on Growing Family Extras covers at Members’ Choice providers, up to annual limits.¹
No hospital excess for kids
With Medibank you'll have one less worry, with no hospital excess for kids on all of our family covers.Ω
24/7 Medibank Nurse & Mental Health Support
Medibank health insurance members can chat to a registered nurse or mental health professional and get guidance on what they can do next. Call 1800 644 325 or chat online any time of the day or night, 7 days a week at no extra cost.¥¥
More information for single parent cover
How to get more value out of your health insurance
There are lots of ways your health insurance can deliver more than just cover for medical costs.
Not sure if you need Extras cover?
You don’t need something to go wrong to use your Extras cover. Whether it’s a tune-up at the physio or keeping your smile bright at the dentist, extras can help you put your health first.
The low down on waiting periods
All health insurance policies come with some waiting periods. Understanding how waiting periods work can help you be prepared to take out the right level of cover that you’ll need, when you need it.
€ For new members on new memberships who join and start eligible combined Hospital and Extras cover from 20 January 2026 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code 10WEEKSPLUS and set up direct debit when joining. Must have Australian Residency. Excludes Corporate covers, Hospital only cover, Extras only cover, Overseas Visitors Health Cover, Overseas Workers Health Cover, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Not available to Medibank employees. Not available with any other offer. Medibank reserves the right to amend these Terms and Conditions from time to time.
10 weeks free terms: Must set up direct debit when joining and hold eligible cover for 42 consecutive days from the policy start date to get initial 6 weeks free, and for 14 consecutive months to receive subsequent 4 weeks free. The initial 6 weeks free will be applied at the next billing cycle after you have held eligible cover for 42 consecutive days. The subsequent 4 weeks free will be applied at the next billing cycle after you have held eligible cover for 14 months. The initial 6 weeks free and/or the subsequent 4 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Discounted amount to reflect level of eligible cover at time of discount.
2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.
Live Better rewards points terms: Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better rewards points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank app. Policyholder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank app and track a Live Better activity within 42 consecutive days from the policy start date. Must be 16 years or over to register for Medibank Live Better. Live Better rewards points could take up to 10 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 15,000 Live Better rewards points, and families and couples will receive 30,000 Live Better rewards points.
Live Better rewards terms: Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Live Better via the My Medibank app to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/
1 Waiting periods apply, including 12 months for some dental services. For Child Dependants (up to 21 years) and eligible Student Dependants (up to 31 years). Members’ Choice providers not available in all areas.
Ω Other out–of–pocket expenses may apply.
¥¥ Some referred services may involve out of pocket costs and waiting periods may apply.
4 'Income’ and 'dependants' have a specific meaning for Medicare Levy Surcharge purpose. Learn more.
5 Australian Taxation Office – Australian Government; Appropriate level of patient hospital cover; retrieved October 2024.