Single Parents Health Insurance

Your life is so busy, the last thing you need to worry about is your health insurance. It’s a good thing we include features across our range that can help keep your out-of-pockets to a minimum.

Benefits of Medibank single parents cover

 

100% back on kids extras

Looking after your family can be costly, so we provide 100% back on extras for kids on Growing Family Extras covers at Members’ Choice providers, up to annual limits.¹

No hospital excess for kids

With Medibank you'll have one less worry, with no hospital excess for kids on all of our family covers.Ω

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24/7 Medibank Nurse & Mental Health Support

Medibank health insurance members can chat to a registered nurse or mental health professional and get guidance on what they can do next. Call 1800 644 325 or chat online any time of the day or night, 7 days a week at no extra cost.¥¥

Hospital & Extras offer - Want 6 weeks free plus up to $300 in gift cards?

Join and maintain eligible Medibank Hospital and Extras cover and you could get 6 weeks free plus 30,000 Live Better points (couples/families) or 15,000 Live Better points (singles/single parents) to redeem on rewards like gift cards. We’ll also waive 2&6 month waiting periods on eligible extras. New members only.
 

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My Choice Extras

Want greater flexibility & choice with your cover?

Then how about building your own extras cover with Medibank's new My Choice Extras?

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 For new members on new memberships who join and start eligible combined Hospital and Extras cover from 16 December 2025 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code 6WEEKSPLUS and set up direct debit when joining. Must have Australian Residency. Excludes Corporate covers, Hospital only cover, Extras only cover, Overseas Visitors Health Cover, Overseas Workers Health Cover, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Not available to Medibank employees. Not available with any other offer. Medibank reserves the right to amend these Terms and Conditions from time to time.

6 weeks free terms: Must set up direct debit when joining and hold eligible cover for 42 consecutive days from the policy start date to get 6 weeks free. The 6 weeks free will be applied at the next billing cycle after you have held eligible cover for 42 consecutive days. The 6 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Discounted amount to reflect level of eligible cover at time of discount.

2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.

Live Better points terms: Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better rewards points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank app. Policyholder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank app and track a Live Better activity within 42 consecutive days from the policy start date.  Must be 16 years or over to register for Medibank Live Better. Live Better rewards points could take up to 10 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 15,000 Live Better rewards points, and families and couples will receive 30,000 Live Better rewards points.

Live Better rewards terms: Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Live Better via the My Medibank app to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/  

1 Waiting periods apply, including 12 months for some dental services. For Child Dependants (up to 21 years) and eligible Student Dependants (up to 31 years). Members’ Choice providers not available in all areas.

Ω Other out–of–pocket expenses may apply.

¥¥ Some referred services may involve out of pocket costs and waiting periods may apply.