Health Cover for PALM workers.

Go further with Medibank's award-winning Overseas Worker Health Cover.

Let Medibank take care of the health insurance needs
of your workers, so you can spend more time
running your business


Medibank understands there are administration requirements to supporting Pacific workers settle in Australia and health insurance is one of them.

We've been supporting the health of people living in Australia for more than 45 years and know which health covers meet visa requirements for Pacific Australian Labour Mobility Scheme and Seasonal Workers Programme.

We can work with you to price health cover premiums and services to suit your needs. 

            Why Medibank?

            Health cover for Pacific Labour Scheme and
        Seasonal Workers Programme workers includes;

  • Dedicated account manager who speaks Samoan and
    understands the culture and wellbeing needs of Pacific workers
  • Educational materials that explain Australia's Healthcare system
  • Flexible partnership that suits your workforce
  • Cost-effective health cover at a range of prices
  • Access to interpreter services in over 150 languages

Health cover options for your employees.

  • Overseas Workers Base Hospital is a great option on a budget, along with the peace of mind of having a top hospital cover.
  • Overseas Workers Standard Hospital and Medical is an all-round option that provides comprehensive cover to help with the cost of everyday medical services.
  • Overseas Workers Advanced Hospital and Medical is a comprehensive hospital and medical cover that includes a wide range of services like pregnancy.
  • Extras cover is for non-hospital treatments like dental, optical, physio, chiro, remedial massage and more.@

Email us and we can develop a strategic package of competitively priced and highly valued health insurance products for you and your employees. 



Medibank awarded Canstar’s ‘Outstanding Value’ for Overseas Working Visa Cover 

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

More than just cover


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Extensive Hospital Coverage

We'll pay 100% of the overnight and same-day accommodation in a shared or private room, when you are treated as a private patient in a public or private contracted hospital for an included service.

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24/7 Medibank Nurse & Mental Health Service

Medibank members with hospital cover can call a Medibank Nurse or Mental Health professional to discuss any health questions or concerns and get professional advice on what to do next.

24 hours a day, seven days a week at no extra cost.

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Protect against the unexpected

Unlimited emergency ambulance services Australia-wide+

If you have an Accident, you’ll get the benefits of our top level hospital cover, no matter what level of hospital cover you have.~

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Live Better Rewards

We think you should be rewarded for looking after your health, however you enjoy doing that.

Eligible Medibank members can earn and use Live Better Points towards rewards on their membership, such as a $200 premium payment, gift cards and more.^

My Medibank App

Our app makes it easy to check your cover details and keep on top of your extras limits and waiting periods. Plus, you can find a Members’ Choice provider, make changes to your details and make a claim.


Google Play store     Apple store

Nurse caring for patient in hospital.

We're here to help

Our friendly team can help you choose the right health cover and wellbeing programs to suit your workforce.

Things you should know

@ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas. Two month waiting period applies.

+ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

~ For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

All information is current as of March 2023. Visit the Medibank website for most up to date information:

^ Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. See full Medibank Live Better terms.