Why choose Medibank for your workforce?
With 45+ years' experience in Australia, supporting over 4 million members, Medibank understands the unique health needs of your workforce, and your compliance needs as employers participating in the PALM scheme.
We help take care of the health insurance and wellbeing requirements, so you can spend more time running your business.
Visa compliant health covers
Our specialised PALM health covers are fully compliant with Visa Condition 8501, helping you meet your obligations with confidence.
Dedicated Culturally Appropriate Support
A dedicated account manager who understands the needs of PALM workers and supports your worker wellbeing plans.
Affordable option
We offer cost-effective health cover options to help you manage your budget while still supporting your workers' health needs without compromising on care.
Help workers understand their cover
We provide easy-to-understand information about Australia's healthcare system, in-language material and a health hub tailored to PALM workers.
Our Pacific Workers Health Cover options
Medibank Pacific Workers Standard Hospital and Medical
A cost-effective health cover option for PALM workers that helps pay towards everyday medical services, without outpatient pregnancy and birth services or assisted reproductive services.
✓ Visa condition 8501 compliant
✓ $0 hospital excess
✓ General Practitioner (GP) consultations
✓ Unlimited emergency ambulance Australia-wide1
✓ Pays 100% of the MBS fee for included medical services2
✕ Extras cover like dental, optical, or physio
Medibank Pacific Workers Advanced Hospital and Medical
A comprehensive health cover for PALM workers that pays higher benefits on included medical services to help reduce out-of-pocket costs, including pregnancy and birth services.
✓ Visa condition 8501 compliant
✓ $0 hospital excess
✓ General Practitioner (GP) consultations
✓ Unlimited emergency ambulance Australia-wide1
✓ Pays 125% of the MBS fee for included medical services2
✕ Extras cover like dental, optical, or physio
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More reasons to partner with Medibank
- Flexible partnership that suits your workforce.
- Includes unlimited emergency ambulance cover to help protect your workforce when unexpected happens.1
- Extensive Hospital Coverage pays 100% of the overnight and same-day accommodation for included services, when treated as a private patient in a public or private contracted hospital.2
- 24/7 Medibank Nurse and Mental Health Support with no extra cost.3
- 24/7 Online Doctor is available via the My Medibank app, offering convenient video or phone consultations with a doctor.4
- Access to interpreter services in over 150 languages to help support you and your employees.
We're here to help
Things you should know
1 For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.
2 Waiting period and out-of-pocket expenses may apply.
3 Some referred services may involve out of pocket costs and waiting periods may apply.
4 Waiting times may vary depending on doctor availability.