Overseas Student Health Cover (OSHC)

For visa subclass 500. Planning to study in Australia or to continue your studies? Medibank’s Overseas Student Health Cover (OSHC) can meet your visa health insurance requirements and help with medical treatment if you have an accident or get sick.

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Why choose Medibank Overseas Student Health Cover?

 

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Visa Compliant Cover

Medibank Overseas Student Health Cover meet the requirements set out by the Australian Government and are 100% compliant for applying for or renewing, a Student visa.
 

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24/7 Student Health and Support Line

Access a range of health support like a registered nurse, counselling services, emergency legal advice, travel document assistance, interpreter and more

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Online Doctor

With Online Doctor, you can have an online consultation with a qualified medical doctor through the OSHC app. Plus, Online Doctor will send your bill directly to us.

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Unlimited Emergency Ambulance

No matter which Medibank Overseas Student Health Cover you choose, your cover includes unlimited emergency ambulance Australia-wide.2

Student Rewards Plus

Get rewarded with exclusive offers. Access Student Rewards Plus via the Medibank OSHC app to support you to save money, find work, and enhance your skills while studying in Australia.3

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Medibank awarded Canstar’s ‘Outstanding Value’ for Overseas Student Health Cover (OSHC)

We’re proud to offer health insurance products which deliver outstanding value to overseas students. But don’t just take our word for it.

We offer two overseas covers for students

Essentials OSHC

from
$79.10
/ month
$88.88 / year
inclusive of GST, where applicable

Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical needs. Purchase online quickly and easily.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive
  • No excess
  • Accident and emergency department facility fees+

Medical

Pays benefits towards medical services in and out of hospital.

  • Inpatient medical services
  • General Practitioner (GP) consultations
  • Other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number^

Pharmacy

Pays benefits towards the cost of eligible prescription medicines. You will be required to pay a contribution of $30 towards the cost of each eligible prescription medicine before we'll pay any benefits.

  • Annual limit of $500 per member (up to $1,000 per membership)#
  • Benefit amount of up to $70 per item

Ambulance

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

  • Unlimited emergency cover

Extras

  • None

Comprehensive OSHC

This product is only available through selected universities and schools. Check with your institution to see if you are eligible for this cover.

Cover that meets your student visa health insurance requirements (for all course types), helps towards your hospital and medical costs, as well as providing added value above Essentials OSHC.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive
  • No excess
  • Accident and emergency department facility fees+
  • Boarder fee benefits~

Medical

Pays benefits towards incuded medical services in and out of hospital.

  • Inpatient medical services
  • General Practitioner (GP) consultations
  • Other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number^

Pharmacy

Pays benefits towards the cost of eligible prescription medicines. You will be required to pay a contribution of $30 towards the cost of each eligible prescription medicine before we'll pay any benefits.

  • Annual limit of $1,000 per member (up to $2,000 per membership)#
  • Benefit amount up to 100% of the item cost

Ambulance

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

  • Unlimited emergency cover

Extras

Benefits towards additional services such as private psychology services and medical repatriation.

  • Private psychology benefit
  • Repatriation benefit
  • Counselling benefit

*This price is just a guide only. If your course is more than 12 months long, please click View Details and proceed to click Join Now to get an accurate quote. The final price is subject to your required membership duration.

+A ‘facility fee’ is an amount that may be charged by private hospitals for attendance in their accident and emergency department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay.

~If anyone on your membership is admitted to hospital for a service Included under your cover and a partner, immediate family member, carer, or next of kin (referred to as a ‘boarder’) needs to stay in hospital with them, we’ll pay towards the cost of accommodation and meals raised by the hospital for that ‘boarder’. Up to $150 per admission.

^Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans

#Effective from 1 May 2023.

The Medibank OSHC App

Our app makes it easy to view your cover details, make contact with a health advice line and find a health provider.

Want to know more? 

    Here are some things worth knowing

 

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Understand the Australian health system

 Find out more about the differences between private and public hospitals admissions within the Australian healthcare system.

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Frequently asked questions


Find out more about things like waiting periods and pre-existing conditions or check our list of word definitions in the glossary.

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Ways to contact us


Need some help or have a question?  Find your prefered way to contact Medibank by phone, WeChat or request a call back option.

Things you should know: 

Waiting times may vary depending on doctor availability. Online Doctor is offered on a trial basis and may be discontinued at any time. For privacy reasons, Partners and Dependants on a policy may not access Online Doctor through the OSHC app.

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

Student Rewards Plus is for Medibank OSHC members only.