Why choose Medibank?
Whether you're starting a new job or moving from a student visa to a work visa, Medibank Overseas Workers Health Cover is designed for overseas workers, and can help support you while you focus on building your future in Australia.
Visa compliant cover
Medibank Overseas Worker Health Cover meets condition 8501 of working visas 482, 485, 408, 407, 403 and more. If you join online, you'll generally receive your Visa Certificate within 24 hours.
Trusted health insurer
With 50 years' experience in Australia, we understand the unique health needs of overseas workers. Joining Medibank means becoming part of a trusted Australian health insurance provider.
24/7 Health Support
Access to registered nurses or mental health professionals at no extra cost.1 Chat over the phone or online. Anytime day or night, 7 days a week.
Unlimited emergency ambulance
No matter which Medibank Overseas Workers Health Cover you choose, your cover includes unlimited emergency ambulance Australia-wide.2
Choose your cover
From budget-friendly options to more comprehensive covers, we have a range of Overseas Workers Health Covers to suit different needs and budgets.
Plus, you’ll have no waiting periods for the outpatient services included in your cover. This means you can claim straight away on services like GP consultations, specialist consultations, pathology and radiology services and allied health services provided out of hospital.
The premium displayed excludes the promotional offer. If you wish to confirm your discounted premium before joining, call 134 190.
A great option if you want to meet your visa health insurance requirements (condition 8501) on a budget, along with the peace of mind of having a top hospital cover, but don't need cover for outpatient service like seeing a GP.
An all-round option for if you want to meet any visa health insurance requirements (condition 8501) while having comprehensive cover to help with the cost of everyday medical services, like seeing a doctor, but don't need outpatient pregnancy and birth services or assisted reproductive services.
Comprehensive hospital and medical cover that meets visa condition 8501 and includes a wide range of services from pregnancy and birth and assisted reproductive services to heart and vascular system admissions plus helps reduce expenses for GP (doctor) visits, x-rays and blood tests.
Our only overseas health cover with extras, which is ideal for families and for meeting any visa health insurance requirements (condition 8501). It has comprehensive hospital and medical benefits, and pays 85% back at Members' Choice providers (up to annual limits)* for things like dental and physiotherapy.
Prefer a chat?
Our friendly customer service team has access to interpreter services in over 150 languages. We’re here to help you choose the health cover that matches your needs while you’re in Australia. You can contact us how it suits you; messaging, WeChat, in-store or by phone.
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Things you should know
n For new members who join and start eligible Medibank Overseas Workers Health Cover from 8 October 2026 (AEST) and have not held Medibank Overseas Workers Health Cover in the previous 60 days. Member must be over the age of 18 and must quote promo code WORKER10 and set up direct debit when joining. The 10% discount applies from the cover start date for up to 12 months. Premiums may change during the discount period. If premiums change, the 10% discount will continue to apply to the applicable premium for eligible cover. To keep the discount, members must maintain direct debit, keep premium payments up to date and continue to hold eligible cover. If a member changes to an ineligible cover or terminates their membership during the discount period, the discount will be removed. Any eligible suspension period is excluded from the maximum 12-month discount period. Excludes all Overseas Visitors Health Covers, all Resident Hospital & Extras covers, Corporate covers, Overseas Student Health Cover, Travel Insurance, Pet Insurance, Funeral Insurance, Life Insurance & Income Protection, ahm covers and Medibank employees. Not available with any other offer except the Overseas Extras Only cross sell offer. Offer is available via phone, web, messaging and in store. Members take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions, or withdraw this offer, without notice from time to time.
1 Some referred services may involve out of pocket costs and waiting periods may apply.
2 For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.