You’re a working machine, we think you’re worth protecting.

Want 1 month free?* Use promo code 'WORKERS1' when joining.

Canstar Award for Worker Health Cover 2023

Working after graduation?

Our health cover meets the health insurance requirements of working and graduate visas 482, 485, 408, 407, 403 and more.

And if you have an accident or get sick while you’re here, your cover is there to help with the unexpected costs of medical treatment.

We have four levels of cover to suit your needs.

Take your next step with 1 months free on Overseas Workers Health Cover.* Use promo code 'WORKERS1' when joining.

Overseas Workers Base Hospital

from
$79.10
/ fortnight
$88.88 / month
inclusive of GST, where applicable

A great option if you want to meet your visa health insurance requirements (condition 8501) on a budget, along with the peace of mind of having a top hospital cover, but don't need cover for outpatient service like seeing a GP.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • Choice of $300 or $500 excess

Medical

Pays benefits towards included medical services in hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services across all 38 clinical categories

Extras

  • None

Overseas Workers Standard Hospital and Medical

from
$79.10
/ fortnight
$88.88 / month
inclusive of GST, where applicable

An all-round option for if you want to meet any visa health insurance requirements (condition 8501) while having comprehensive cover to help with the cost of everyday medical services, like seeing a doctor, but don't need outpatient pregnancy and birth services or assisted reproductive services.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes 37 clinical categories of hospital treatment (excl. Assisted reproductive services)
  • Choice of $0, $250, $500 or $750 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services across 37 clinical categories
  • General Practitioner (GP) consultations
  • Most out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

  • None

Overseas Workers Premium Hospital, Medical and Extras

from
$79.10
/ fortnight
$88.88 / month
inclusive of GST, where applicable

Our only overseas health cover with extras, which is ideal for families and for meeting any visa health insurance requirements (condition 8501). It has comprehensive hospital and medical benefits, and pays 85% back at Members' Choice providers (up to annual limits)* for things like dental and physiotherapy.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • Choice of $0, $250 or $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 200% of the MBS fee
  • Inpatient medical services across all 38 clinical categories
  • General Practitioner (GP) consultations
  • All other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

Helps you pay for everyday general health services like dental, optical, remedial massage and physiotherapy. 

  • Look after your day-to-day health & wellbeing with dental, optical, physio and more.
  • If you use a Members' Choice provider you will be able to claim 85% back on the cost, up to annual limits, of services that are included in your cover*
  • 100% back on up to two annual dental check-ups & cleans at any Members' Choice dentist #
  • See better value with 100% back on optical (up to annual limits) at all recognised providers**

Overseas Workers Advanced Hospital and Medical

from
$79.10
/ fortnight
$88.88 / month
inclusive of GST, where applicable

Comprehensive hospital and medical cover that meets visa condition 8501 and includes a wide range of services from pregnancy and birth and assisted reproductive services to heart and vascular system admissions plus helps reduce expenses for GP (doctor) visits, x-rays and blood tests.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 125% of the MBS fee
  • Inpatient medical services across all 38 clinical categories
  • General Practitioner (GP) consultations
  • All other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

  • None

*This price is just a guide only. If your course is more than 12 months long, please click View Details and proceed to click Join Now to get an accurate quote. The final price is subject to your required membership duration.

+A ‘facility fee’ is an amount that may be charged by private hospitals for attendance in their accident and emergency department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay.

~If anyone on your membership is admitted to hospital for a service Included under your cover and a partner, immediate family member, carer, or next of kin (referred to as a ‘boarder’) needs to stay in hospital with them, we’ll pay towards the cost of accommodation and meals raised by the hospital for that ‘boarder’. Up to $150 per admission.

^Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans

#Effective from 1 May 2023.

Why stay with Medibank ?

We’re proud to be trusted by 4 million members - including over 300,000 overseas members.

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Visa compliant cover

Medibank Overseas Workers Health Cover meet all visa health insurance requirements and are 100% compliant for visa subclasses 485, 482, 408, 407, 403 and more.

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Extensive Hospital Coverage

We’ll pay 100% of the accommodation in a shared or private room, when you are treated as a private patient in a public or private contracted hospital for an included service. 

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24/7 Medibank Nurse and Mental Health Phone Support

Need Support? Medibank health insurance members can chat with a registered nurse or mental health professional over the phone or online to discuss health questions or concerns at no extra cost~. Call 1800 644 325 or log in to My Medibank to chat 24 hours a day, 7 days a week~.

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Unlimited emergency ambulance

No matter which Medibank Overseas Workers Health Cover you choose, your cover includes unlimited emergency ambulance Australia-wide+

Medibank app

 

Live Better rewards

When you track any activity in the My Medibank App you could earn up to $400 worth of value in rewards every year from our range of partner brands including THE ICONIC, Apple and adidas or discounts on premium payments. Experience fun ways to eat, move and feel better and earn Live Better points when you complete the Weekly Goal or monthly Challenges to redeem on rewards.

Register for Live Better rewards in the My Medibank app.

Go further with Medibank.

If you're on the lookout for value and a price that may surprise you, talk to us about finding Overseas Workers health cover that's right for you. 

Use promo code: 'WORKERS1'

Things you should know 

*Offer available to existing Medibank and ahm members on Overseas Student Health Cover (OSHC) who join any of the following eligible Overseas Workers products: Overseas Workers Base Hospital, Overseas Workers Standard Hospital and Medical, Overseas Workers Advanced Hospital and Medical, or Overseas Workers Premium Hospital, Medical and Extras. Must quote promo code ‘WORKERS1’ upon time of join. Must sign up to and maintain direct debit and hold eligible product for 3 continuous months from the policy start date to get the fourth month free. Excludes all other Hospital and Extras covers, Corporate Covers, Ambulance Cover, ahm covers, Overseas Health Covers and other selected covers. Offer available via phone, web, messaging and in store. Not available with any other offer. Not available to Medibank employees. Offer cannot be redeemed for cash.  Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time. It is the customers' responsibility to ensure they hold an appropriate health cover product to meet their visa requirements.

Some referred services may involve out of pocket costs and waiting periods may apply.

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

Liver Better points terms: Live Better rewards members could earn up to 40,000 Live Better rewards points each calendar year for successfully completing select Live Better rewards points-earning activities. These activities include, but are not limited to, health and wellbeing challenges, the Weekly Goal, onboarding actions, partner activity earn and the daily auto-tracking bonus. This does not include points earned by shopping with Live Better rewards partners or visiting Members' Choice Advantage providers. 40,000 Live Better points could be redeemed for up to $400 worth of rewards from the Live Better rewards store.

Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.

≈  Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms