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≈ Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.
Overseas Worker offer - Want 8 weeks free?*
Join eligible Medibank Overseas Workers Cover by 30 September 2025, sign up to direct debit and maintain your policy for the first 42 consecutive days and you could get 8 weeks free* T&Cs apply.
Use promo code: WORKER8
Switching made simple.
1Find cover to suit your budget
You can join online in just a few steps, or chat with our OSHC Support Team who’ll guide you step by step.
Our specialists speak Mandarin, Hindi, Vietnamese, Spanish and more, so you can feel comfortable in your own language.
Start a chat, or call us on 134 148.
2We'll handle the paperwork. No agent needed.
Our OSHC support line connects you with international customer specialists, so you get help fast without the need for an agent.
3Policy certificate issued fast.
Once you have switched to workers cover, you'll recievied confirmation and a policy certificate electronically right away.
Working after graduation?
Medibank has tailored Overseas Worker health insurance options for working visas, including 482, 485, 408, 407, 403 and more, ensuring continuous and compliant coverage.
Work can be hard. Health insurance doesn’t have to be.
The Temporary Graduate visa (subclass 485) is for international students who have recently graduated from an Australian educational institution. It allows you to work in Australia temporarily after finishing your studies. If you previously held Overseas Student Health Cover (OSHC) and you’re applying for a worker visa, you’ll need to purchase a different health cover type to meet ongoing visa requirements. We can help with that.
You must hold an appropriate health insurance cover at all times to meet your visa requirements. Medibank has a range of visa compliant health insurance for international visitors working in Australia (also known as OVC or OVHC), designed to help towards the costs of hospital and medical treatment during your stay in Australia.
They’re suitable for international graduates on a 485 visa and include unlimited emergency ambulance Australia-wide#. You could even earn up to $400 in rewards every year++ through our Live Better rewards program!
*This price is just a guide only. If your course is more than 12 months long, please click View Details and proceed to click Join Now to get an accurate quote. The final price is subject to your required membership duration.
+A ‘facility fee’ is an amount that may be charged by private hospitals for attendance in their accident and emergency department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay.
~If anyone on your membership is admitted to hospital for a service Included under your cover and a partner, immediate family member, carer, or next of kin (referred to as a ‘boarder’) needs to stay in hospital with them, we’ll pay towards the cost of accommodation and meals raised by the hospital for that ‘boarder’. Up to $150 per admission.
^Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans
#Effective from 1 May 2023.
Overseas Worker offer - Want 8 weeks free?*
Join eligible Medibank Overseas Workers Health Cover by 30 September 2025 and maintain your policy for 42 days. * T&Cs apply. Use promo code: WORKER8
From study to work, Medibank has your health covered.
Good for you, visa complaint.
We have a range of options that can meet the visa health insurance requirements for working or studying in Australia. Should your visa status or health cover needs change, we can help find a cover that’s suitable. Visit medibank.com.au/visa-cover to find out more.
Australia’s leading health insurer.
We have over 300,000 people holding a range of visas among 4 million members. Plus, with over 40 years of experience in looking after the health and wellbeing of millions of Australians and international visitors, you’re in safe hands.
Protect against the unexpected.
On top of meeting any health insurance requirements for your visa, our covers include a comprehensive range of hospital services‡ and unlimited emergency ambulance services Australia-wide.∑
24/7 Medibank Nurse and Mental Health Support.
Medibank health insurance members can chat to a registered nurse or mental health professional and get guidance on what they can do next. Call 1800 644 325 or chat online any time of the day or night, 7 days a week at no extra cost.&
Live Better rewards
When you track any activity in the My Medibank App you could earn up to $400 worth of value in rewards every year from our range of partner brands including THE ICONIC, Apple and adidas or discounts on premium payments.≈ Experience fun ways to eat, move and feel better and earn Live Better points when you complete the Weekly Goal or monthly Challenges to redeem on rewards.
Register for Live Better rewards in the My Medibank app.
Switching made simple, we'll do the paper work.
Our dedicated OSHC support line is supported by international customer specialists and available to help you with any questions, so using an agent is optional, saving you time.
Things you should know
*Offer commences 1 October 2025. For current Medibank OSHC Essentials & ahm OSHC members whose OSHC policy expires from 1 October 2025. Must quote promo code ‘WORKERS1’ when joining. Member must sign up to direct debit.
Eligible Medibank Overseas Workers Health covers include the following covers only:
- Overseas Workers Base Hospital.
- Overseas Workers Standard Hospital and Medical.
- Overseas Workers Advanced Hospital and Medical Cover.
- Overseas Workers Premium Hospital, Medical and Extras.
Excludes Overseas Visitors Health Cover, all corporate covers, all residential hospital and extras covers, Overseas Students Health Cover Essentials and ahm OSHC, Ambulance Cover, ahm covers, and other selected covers. Not available if the Policy Holder has already taken up this offer. Not available to Medibank employees.
Not available with any other offer except the Overseas Extras offer). Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time.
1 month free terms: Must keep policy premium payments up-to-date and hold eligible cover for 30 consecutive days from the policy start date to get the next month free. If the member changes to an ineligible cover during this period, or they terminate or suspend their cover, 1 month free will not be issued.
~ Some referred services may involve out of pocket costs and waiting periods may apply.
+ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.
Liver Better points terms: Live Better rewards members could earn up to 40,000 Live Better rewards points each calendar year for successfully completing select Live Better rewards points-earning activities. These activities include, but are not limited to, health and wellbeing challenges, the Weekly Goal, onboarding actions, partner activity earn and the daily auto-tracking bonus. This does not include points earned by shopping with Live Better rewards partners or visiting Members' Choice Advantage providers. 40,000 Live Better points could be redeemed for up to $400 worth of rewards from the Live Better rewards store.
Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.
‡ Waiting periods and out-of-pocket expenses may apply.
∑ For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn’t be transported any other way.
& Some referred services may involve out of pocket costs and waiting periods may apply.
@ Medibank Live Better rewards terms and conditions: Must be 16 years or over to register for Medibank Live Better rewards. Must be a Medibank member with Hospital cover, Extras cover, or Hospital and Extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards with My Medibank to earn Live Better rewards points and to redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better rewards program partners and may receive commissions. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. See full Medibank Live Better rewards terms at medibank.com.au/livebetter/rewards/terms