Skip to main content Skip to main navigation

Silver health insurance

For those wanting everything included within bronze and additional protection of heart and vascular services. Silver includes cover that provides a wider range of services, like heart-related admissions to better prepare you for life's many twists and turns.

Prices below are based on

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

The amount you pay before Medibank contributes to your hospital costs.

The amount you can claim back at Members’ Choice providers, up to annual limits.

want 6 weeks free?

Join eligible combined hospital & extras cover by 31 October and you could enjoy six weeks free plus 2&6 month waiting periods waived on extras. New members only. ‡ Must use promo code: 6FREE

Get a quote Find out more

Choosing Silver health cover with Medibank

Medibank is rolling out all of the government’s reforms to make health insurance simpler to understand. As part of the changes we’ve categorised our products as ‘Basic’, ‘Bronze’, ‘Silver’ and ‘Gold’ to make it easier for you to compare health insurance products.


Why choose Medibank?

Icon Contact

24/7 Medibank Nurse

Health concerns keeping you up at night? Members with hospital cover are supported by Medibank nurses on our 24/7 Medibank Nurse phone service.¹

Icon australian continent

Better value for rural and regional members

Medibank is introducing travel and accommodation benefits on some hospital covers for people in regional and rural areas who need to travel more than 200km for hospital treatment.

Icon Hospital

Hospital Assist

Medibank's Hospital Assist makes going to hospital a little less stressful for our members², with personalised phone support before and after your stay. You’ll also get digital info packs, access to the 24/7 Medibank Nurse phone service, hospital info and patient reviews.

Why Medibank

Not what you're looking for?

Icon Star

Mix 'n' match hospital & extras

Build your own package by choosing the level of hospital and extras cover that is right for you.

Icon Hospital

Hospital only cover

Help cover the cost of hospital treatments with hospital cover that suits you.

Icon optical

Extras only cover

Cover for optical, dental, physio and more at a level that suits you.

Icon Medical

Need more cover?

View our range of Gold health insurance products for a bit more cover.

Things you should know

Waiting periods and annual limits may apply. 

+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.

# Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

^ Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits. 

~ 100% back for kids only applies to child and student dependants on specified services provided by Medibank Members' Choice providers up to annual limits.

1 OSHC members should call the Student Health & Support Line on 1800 887 283

2 Health Concierge is available to all eligible Medibank members who hold hospital cover. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC).  

‡ For new members on new memberships who join and start eligible combined hospital and extras from 1 September – 31 October 2020 and who have not held Medibank health cover in previous 60 days unless dependents coming off their parents. Must quote promo code 6Free and set up direct debit when joining. Must maintain direct debit and hold eligible product for 42 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes some Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.

Have questions?

Our team of experts are ready to help!

Enter your postcode to find your nearest store to have a face-to-face chat!

Fill in the form below or get in touch by calling our dedicated line 1300 110 086.
We are open on Sundays.

In providing your telephone number, you consent to Medibank contacting you about health insurance.

We'll have someone call you soon to help with any questions you have.

contact us