Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

My Choice Extras Move

This cover will help you look after your day-to-day health and wellbeing, plus a range of extras services to help your body move better.

from

Youth Discount applied

Youth Discount not available

Icon help

My Choice Extras Move

Icon help
Icon help

The amount you can claim back at Members’ Choice providers, up to annual limits. Fixed amounts apply at non-Members’ Choice providers, up to annual limits.

Extras only offer - Want up to 8 weeks free plus a $50 gift card?

Join and maintain eligible Medibank extras cover and you could get 6 weeks free after your first consecutive 42 days, and another 2 weeks free in month 15. Plus, you could get 5,000 Live Better points ($50 gift card) when you join Live Better rewards and track an activity in the My Medibank app. We'll also waive your 2&6 month waiting periods on extras. Use promo code: EXTRA8WEEKS. New members only. Offer ends 30 June 2024.ᶲ

Extras only offer

Your cover also includes

Extras cover

  • You choose the cover to suit your budget and lifestyle - 60% or 75% back from Members' Choice Providers.
  • Cover to help you look after your day-to-day health and wellbeing, plus a range of extras services to help your body move better.
  • 100% back for kids at Members' Choice providers, up to annual limits.##
  • 100% back on annual flu vaccinations up to annual limits.^^
12 months for surgical dental procedures
Combined limit: Optical & Eye Therapy
Combined limit: Optical & Eye Therapy
Combined limit: Mental health support & Prescription pharmaceuticals (non-PBS) and Flu vaccinations
Combined limit: Mental health support & Prescription pharmaceuticals (non-PBS) and Flu vaccinations
Combined limit: Physiotherapy, Chiropractic, Osteopathy, Exercise Physiology, Acupuncture & Chinese medicine
Combined limit: Physiotherapy, Chiropractic, Osteopathy, Exercise Physiology, Acupuncture & Chinese medicine
Combined limit: Remedial massage & Myotherapy
Combined limit: Remedial massage & Myotherapy
Inclusions Annual limits per person Icon help Waiting period Icon help
Claim back percentage: 60% 75%
Claim back percentage:
N/A N/A 1 day
2 months
$400 $750 2 months Icon help
$350 $450 12 months
$150 combined limit Icon help $200 combined limit Icon help 6 months
2 months
$200 combined limit Icon help $400 combined limit Icon help Nil
2 months
2 months
$300 combined limit Icon help $400 combined limit Icon help 2 months
2 months
2 months
2 months
$150 Icon help $200 Icon help 2 months

What are annual limits?

The maximum amount of benefits payable towards services, items or groups of services and/or items in a calendar year.

Switching health funds?

Benefits paid under your previous cover will be taken into account in determining the benefits payable under your Medibank cover.

 

What is a waiting period?

The time you need to wait before you can receive benefits for services or items listed in your cover.

When do they apply?

To new members, or when switching to a higher level of cover.

Switching funds?

If you're switching from another health fund, on similar cover, we'll recognise waiting periods already served.

Extras costs explained

Extras cover gives you money back for non-hospital services such as dental, physio, optical and more.

The amount of money you can claim back depends on the level of cover you have. Generally speaking, the higher the level of cover, the higher your annual limit and higher the percentage you can claim back. Which means more money back in your pocket.                 


Combine My Choice Extras Move with Hospital cover

To stay on top of your health, why not combine Hospital cover with your Extras cover? The covers below can help you get better day-to-day value from your health cover.

Medibank Basic Plus Healthy Start

from

Youth Discount applied

Youth Discount not available

Hospital Cover designed to meet the needs of the young and healthy. Includes procedures for joint reconstructions (things like knees and shoulders), dental surgery and hernia and appendix.

Add cover

Hospital

$750 excess

  • Cover for things young people may need, like joint reconstructions and Dental surgery
  • Rest assured you'll receive the benefits of our gold level of hospital cover in the event of an Accident⁺
  • Unlimited Emergency Ambulance Australia-wide^

Medibank Bronze Everyday

from

Youth Discount applied

Youth Discount not available

Cost-effective hospital cover for a wide range of procedures that includes endoscopies and chemotherapy.

Add cover

Hospital

$750 excess

  • Rest assured you'll receive the benefits of our gold level of Hospital cover in the event of an Accident⁺
  • Cover for a wide range of hospital procedures and investigations
  • Better value for families with no hospital excess for kids on a family membership

Medibank Bronze Plus Progress

from

Youth Discount applied

Youth Discount not available

Hospital cover that includes a wide range of common procedures, including back, neck & spine and chemotherapy.

Add cover

Hospital

$750 excess

  • Cover for a wide range of hospital procedures and investigations including treatment for Back Neck and Spine
  • Rest assured you'll receive the benefits of our gold level of Hospital cover in the event of an Accident⁺
  • Better value for families with no hospital excess for kids on a family membership

Medibank Bronze Plus Assured

from

Youth Discount applied

Youth Discount not available

Our most comprehensive Bronze hospital cover.

Add cover

Hospital

$750 excess

  • Cover for a wide range of hospital services including plastic and reconstructive surgery
  • Rest assured you'll receive the benefits of our gold level of Hospital cover in the event of an Accident⁺
  • Better value for families with no hospital excess for kids on a family membership

Medibank Silver Plus Core

from

Youth Discount applied

Youth Discount not available

Entry to Silver hospital includes additional hospital services such as heart & vascular, lung & chest and more.

Add cover

Hospital

$750 excess

  • Benefits towards a wide-range of Hospital services, including heart & vascular.
  • Eligible members can access heart health programs delivered by a team of health professionals.
  • Benefits towards sleep studies and CPAP machines to support sleep apnoea.£
  • No hospital excess for all kids included on a family membership.Ω

Medibank Silver Plus Support

from

Youth Discount applied

Youth Discount not available

Providing cover towards a wide range of services including heart & vascular, rehabilitation and more.

Add cover

Hospital

$750 excess

  • Everything included on Silver Plus Core with the addition of a $300 Private Emergency Department Benefit> per membership each year and benefits towards Insulin Pumps, Pain Management with a Device and Rehabilitation.
  • This cover can also support you with Unlimited Emergency Ambulance^, 24/7 Medibank Nurse Phone Support¥¥, and no hospital excess for kids on a family membership.Ω

Medibank Silver Plus Secure

from

Youth Discount applied

Youth Discount not available

Comprehensive hospital cover to support your body as it gets older, including joint replacements, heart & vascular, and cataracts.

Add cover

Hospital

$750 excess

  • One of our highest levels of cover, including services you may need to support your health as you get older, such as cataracts and joint replacements.
  • The only services this cover does not include are assisted reproductive services, weight loss surgery and pregnancy and birth with restrictions to hospital psychiatric services.
  • Want more options during an emergency? This cover includes a $400 Private Emergency Department Benefit per membership each year.>

Medibank Gold Protect

from

Youth Discount applied

Youth Discount not available

Our top-level Hospital cover that includes pregnancy and birth, assisted reproductive services, weight loss surgery and more.

Add cover

Hospital

$750 excess

  • Benefits towards all in-Hospital procedures that receive a Medicare rebate including pregnancy and birth and assisted reproductive services.
  • Also includes weight loss surgery and Hospital psychiatric services.
  • Want more options during an emergency? This cover includes a $500 Private Emergency Department Benefit per membership per year.>

The amount you pay before Medibank contributes to your hospital costs.

Awarded Outstanding Value Health Insurance 16 years running

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Why choose Medibank?

Mental health support - Psychology & Counselling

You shouldn’t have to wait to claim for mental health support. That’s why there are no waiting periods on counselling and psychology consultations on Medibank extras and packaged products.

Tooth icon

100% back on dental check-ups twice a year on eligible extras1

With eligible extras cover you get 100% back on up to two check-ups each year at a Members’ Choice Advantage Dentist (including bitewing x-rays where clinically required).1

Medibank Live Better

Medibank cares about the health and wellbeing for all Australians. That’s why we’ve created Live Better, to help you towards a better, healthier life, and reward eligible members for their loyalty.

30 day cooling off period

If you're not completely happy with your cover in the first 30 days of joining, let us know and we'll transfer you to a more suitable cover or refund your premiums (as long as no claims have been made).

Request a call back

Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance.

^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.

= Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details.

+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.

# Medibank has Members' Choice providers for these services. Not available in all areas.

~ Some items and services may require a Referral Letter and may have a benefit replacement period. Please see the Cover Summary or Member Guide for more information.

**  Waiting periods apply. Subsequent consultations will have an out of pocket cost.

± Excludes Healthy Living Extras and select products that are no longer available for sale (for more information check your cover summary or check this page). Applies to prescription glasses and select contact lenses. Some glasses lens coatings and contact lenses are excluded. To find which specific items are included or excluded, call us on 132 331. 6 month waiting period applies.

1 Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details.

## Waiting periods apply, including 12 months for some dental services. Applies to Child and Student Dependants only, up to annual limits. Members' Choice providers not available in all areas.

^^ Waiting period applies.

∞  Annual limits apply. Counsellors must be registered with Australian Counselling Association or Psychotherapy and Counselling Federation of Australia or Australian Traditional Medicine Society.

 Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their My Medibank account with their Live Better account to redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. See full Medibank Live Better terms.

£ 12 month waiting period applies for CPAP type devices.

Ω Other out–of–pocket expenses may apply.

> Two month waiting period applies. We'll pay a benefit up to an annual limit per membership towards any admission fee ("facility fee") charged by the Private Hospital for patients attending a Private Accident and Emergency Department. The fee amount varies by Private Hospital and does not include medical and other charges (such as charges for diagnostic imaging or pathology), so out of pocket expenses may still apply. Only available at Private Hospitals with an Accident and Emergency Department. Members will need to submit a claim to receive the benefit and may have to pay upfront.

¥¥ OSHC members should call the Student Health & Support Line on 1800 887 283.