ºOnly available to eligible employees/members of Medibank corporate clients.
You’re a hard-working machine. We think that’s worth protecting.
Navigating a new healthcare system in a new country can be difficult. We're here to help make it simple for you, with health cover options for singles, couples and families.
Medibank’s range of Overseas Worker health covers can meet your visa health insurance requirements for visa subclasses 482, 485, 408, 407, 403, and more.
Joining Medibank means becoming part of a trusted Australian health insurance provider with over 4.1 million members Australia wide.
Overseas Worker offer - Want 8 weeks free?*
Join eligible Medibank Overseas Workers Health Cover by 30 Sep 2025, sign up to direct debit and maintain your policy for 42 days. T&Cs apply.* Use promo code: WORKER8
Learn more
Help protect your health with our every day value overseas worker health insurance.
Medibank’s range of Overseas Workers Health Covers can help towards the cost of hospital and medical treatment if you have an accident or get sick in Australia. Each cover includes unlimited emergency ambulance cover^.
Plus, for family memberships, no matter what hospital excess you choose on your cover, this excess will not apply if your kids are admitted to hospital. Contact us to discuss which cover may be right for your circumstances.
Overseas Workers Base Hospital
A great option on a budget, along with the peace of mind of having a top hospital cover.
Overseas Workers Standard Hospital and Medical
An all-round option that provides comprehensive cover to help with the cost of everyday medical services.
Overseas Workers Advanced Hospital and Medical
A comprehensive hospital and medical cover that includes a wide range of services like pregnancy.
Overseas Workers Premium Hospital, Medical and Extras cover
Medibank’s most comprehensive workers health insurance, paying the highest benefit amounts towards an extensive range of eligible hospital and medical services.
It also includes benefits towards non-hospital treatments like dental, optical, physio, chiro, remedial massage and more.
Looking for a better match for your help needs? Switching to Medibank is easy.
Simply choose your plan and join and we'll handle the rest.
1Find your choice of cover
Choose a cover or we can help you find a health cover that may better suit your needs via chat, booking or within Australia call 1300 635 631.
2We'll handle the paperwork
Once you join , we’ll handle the hard work that comes with cancelling your old membership with your previous fund for you∋.
3No waiting periods again
There’s no need to re-serve waiting periods you’ve already served with your old fund - so you can get on with it☐.
Contact us to find out more
Messaging
Chat to one of our friendly staff for sales and policy enquiries.
Available Monday to Friday 9am-5pm (AEST/AEDT).
Call us
Call 1300 635 831 within Australia.
If you're overseas, call (+61)3 8622 5780.
Available Monday to Friday 8am-8pm and Saturday 9am-4pm (AEST/AEDT).
Find a time that suits you best
Book a one-on-one health cover review with a Medibank consultant.
Get access to Live Better rewards*
You could earn up to $400 worth of rewards every year∨
Medibank members with eligible Hospital or Extras cover could earn up to $400 worth of rewards every year by tracking their healthy actions.
How it works
Earn points in Live Better rewards by completing a Challenge and/or your Weekly Goal, and more. Simply download the My Medibank app and register for Live Better rewards. Connect your eligible devices for automatic tracking.
What you can redeem
Points can be redeemed on rewards including discounts on premium payments and gift cards from our partners like the ICONIC, Apple, adidas and more.
Enjoy health member discounts
As a Medibank health insurance member, you can enjoy discounts on our range of Pet and Travel insurance products. Enjoy 10% off Medibank Pet Insurances every year and 15% off Medibank Travel Insurance.
Things you should know:
^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required, and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
∋ We’ll contact your previous insurer, with your permission, to request a Transfer Certificate. They’re required by government legislation to comply within 14 days.
☐ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.
* Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards in the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to points earning activities and rewards. Points earning activities and rewards are subject to change and may be subject to availability. Wherever possible, we will give you notice of these changes. See full Medibank Live Better rewards terms.
^Parkrun double points: Offer available to eligible Live Better rewards users who have scanned a linked parkrun ID at an official parkrun event between 1 – 30 September 2025. Volunteers need to be added to the volunteer roster to have their participation tracked.
The name and email address used to link on the parkrun website must exactly match the name and email address attached to your Medibank membership in order to earn Live Better points for participating in a parkrun. Scanning a linked parkrun ID at an official parkrun event confirms participation. You can earn maximum 1,000 Live Better points when you participate in a parkrun event once or more from 1-30 September 2025 . Outside of Sep 2025, members can earn a maximum of 500 Live Better points per month for participating in a parkrun. Each Medibank Live Better rewards account can only be linked to one parkrun profile. Only one instance of participation can be recorded per member, per weekend. The number of Live Better Points earned from parkrun participation is subject to limitations per calendar year. Live Better points will be displayed in your Live Better account within 30 days of the end of each month. Points for parkrun participation cannot be earned retrospectively before linking has taken place. This offer may be withdrawn at any time in accordance with the Live Better rewards T&Cs
The maximum number of Live Better rewards points that each Live Better rewards member can earn in a calendar year from successfully completing any points-earning activity associated with any Onboarding Action or any Live Better Points Promotion (including one or more Health and Wellbeing Challenges, Goals and Partner Activity Earn but excluding all purchases made with partners) is 40,000 Live Better points.
Collection notice: By signing up to this offer you permit parkrun (parkrun Australia ABN 23199156745) to share your personal information (including your name, email, Medibank policy ID, parkrun location and parkrun participation) with Live Better (Live Better Management Pty Ltd ABN 93 003 457 289) (“we”). Live Better will collect this information to assess your eligibility for Live Better points, award the Live Better points and to monitor uptake of the Live Better program. If you elect not to share this information you will not be eligible for the Live Better points. Medibank's Privacy Policy contains information about how you can seek access to, and correction of, your personal information, or make a complaint about a breach of the Australian Privacy Principle. See full parkrun privacy policy.
∨ Medibank Live Better rewards Challenges & Goals Earning Policy: The participant of a Medibank Live Better rewards Challenge or Goal may not receive Live Better rewards points or may have their already credited Live Better rewards points reversed in accordance with the Medibank Live Better rewards terms and conditions. To earn Live Better rewards points, the participant needs to properly complete 100% of the eligible Challenge or Goal according to the instructions. The number of Live Better rewards points available for Medibank Live Better rewards Challenges and Goals is subject to change without prior notice. The maximum number of Live Better rewards points that each Medibank Live Better rewards member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better rewards points. Special offers may apply to increase this maximum from time to time, such as for eligible Medibank members on an eligible corporate cover who complete the Weekly Goal Streaks to earn up to an additional 30,000 Live Better rewards points. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.