Want to save $200 on your premium? Start taking steps today.

Join eligible hospital and/or extras cover* and earn 25,000 points^ by completing everyday healthy activities with Live Better rewards and you could redeem those points to save on your premium.

Medibank

How to redeem your $200 premium payment

rewards

The human body is an incredible, living, breathing machine made up of thousands of parts that all work together. And we think you should be rewarded for looking after it! 

Things you need to know:

  • You can redeem this reward to credit $200 towards your Medibank policy if you’re a Medibank member with hospital cover, extras cover or hospital and extras cover, your premium payment is up-to-date, and you have signed up to Medibank Live Better with the My Medibank app. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers.
  • Once you choose this reward, the $200 payment will be applied automatically to your policy.
  • You can redeem this reward once in any consecutive 12-month period and it will be applied at a policy level.
  • Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind.

Ways to earn Live Better rewards points 

Live Better rewards is a health and wellbeing program accessible through the MyMedibank app inspiring, supporting and rewarding you to eat, move, and feel better. Medibank members with eligible Hospital and/or Extras cover could earn rewards by redeeming points earned for taking healthy actions such as:*

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Smash your Weekly Goal

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Complete Challenges

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Participate in parkrun

Shop with our health and wellbeing partners

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Visit partner gyms

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Visit a Members' Choice Advantage provider

Ready to start being rewarded? Check out our latest join offer

Up to 10 weeks free on Hospital and Extras cover

New joins who maintain eligible Hospital and Extras cover can get: 

  • Up to 10 weeks free
  • Up to $300 in gift cards
  • 2&6 month waiting periods waived on eligible extras

T&C’s apply.

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What else sets Medibank apart?

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24/7 Medibank nurse + mental health phone support

Members with Hospital cover can speak to a registered nurse or mental health professional over the phone in relation to a general health or emotional concern at any time of the day or night.1

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Accident cover boost

With our Accident Cover Boost, you could get Gold level Hospital benefits if you have an Accident and hold eligible Hospital cover, regardless of your level of cover.2

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Unlimited emergency ambulance

No matter which Hospital or Extras policy you choose, you'll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.3

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Frequently Asked Questions

Things you should know

* Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards in the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to points earning activities and rewards. Points earning activities and rewards are subject to change and may be subject to availability. Wherever possible, we will give you notice of these changes. See full Medibank Live Better rewards terms.

^ Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better rewards points or may have their already credited Live Better rewards points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better rewards points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better rewards points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better rewards points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.

1 Some referred services may involve out of pocket costs and waiting periods may apply.

2 For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Excludes Private Emergency Department Benefit, hospital bonus, claims covered by third parties and our Private Room Promise. Out-of-pocket costs may apply.

3 Waiting period applies. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.

 For full Hospital and Extras offer Terms, Conditions and Exclusions, click here.