Want 6 weeks free plus up to $500 in gift cards?

Things you should know 

For former members who held an eligible Medibank Overseas Workers Health Cover more than 30 days ago, but did not hold an eligible Medibank Overseas Workers Health Cover within the last 30 days.

Eligible covers include the following covers only:

• Overseas Workers Base Hospital;
• Overseas Workers Standard Hospital and Medical;
• Overseas Workers Advanced Hospital and Medical Cover;
• Overseas Workers Premium Hospital, Medical and Extras.

Excludes Overseas Visitors Health Cover, all Corporate covers, all residential hospital and extras covers, Overseas Student Health Cover, Ambulance Cover, ahm covers, and any other Overseas Workers Health Covers. Must join, start and maintain eligible Medibank Overseas Workers Health covers by 30th November 2023. Must quote promo code ‘OWCCOMEBACK6’ when joining. Not available if the Policy Holder has already taken up this offer, or they have taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Not available with any other offer.

Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions from time to time.

¹  Must keep policy premium payments up-to-date and hold eligible cover for 42 consecutive days from the policy start date to get next 6 weeks free. If you change to an ineligible cover during this period, or you terminate or suspend your cover, 6 weeks free will not be issued.

² Must keep policy premiums up-to-date and hold eligible cover for 42 consecutive days from the policy start date to be eligible for Live Better rewards points. If you change to an ineligible cover during this period, or you terminate or suspend your cover, the Live Better rewards points will not be issued. Policy Holder will require access to a smartphone and will need to download the My Medibank App and track any Live Better activity within 42 days from the policy start date. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Policy Holder will need to have registered a My Medibank account and linked their My Medibank account with their Live Better account within 42 days from the policy start date. Live Better rewards points may take up to 10 weeks from your cover start date to be loaded into the Policy Holder’s Live Better account.  Must be up-to-date with premium payments when redeeming Live Better rewards points for rewards. Singles and single parents will receive 25,000 Live Better rewards Points, and families and couples will receive 50,000 Live Better rewards Points.

Must be a Medibank member with an eligible Medibank Overseas Workers health cover, be up-to-date with premium payments and have signed up to Medibank Live Better with 'My Medibank' or have linked their MyMedibank account with their Live Better account to redeem rewards.

Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.

Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/  

³ For members joining Overseas Workers Premium Hospital, Medical and Extras Cover, 2&6 month waiting periods on extras will be waived. Other waiting periods may still apply, including 12 months for some dental services. If switching funds, any waiting periods you've already served for comparable extras will generally be recognised if you join Medibank within 2 months of leaving your previous fund. Annual limits on extras apply. If you've reached your limits from a previous fund you may not be able to claim straight away.

⁺ Other out–of–pocket expenses may apply

^{^} For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

^~ Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans.

^* Only at Members’ Choice providers. Up to annual limits. Members Choice not available in all areas. 12 months waiting periods apply for some dental services.

^# 12 months waiting periods apply for some dental services. Limited to two dental check-ups annually on all extras. Not available in all areas.

^** Up to annual limits. Some services, like lens coating, aren’t included.