Things you should know

*  Must be 18 years or over to register for Medibank Live Better. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with the My Medibank app to redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. See full Medibank Live Better terms.

Fitness First 25% discount with Fitness First applies to new, full price 12 & 18 month Platinum memberships purchased by eligible Medibank members with hospital or extras cover. Not available in conjunction with any other offers or discounts. To obtain the discount, simply present your photo ID, Medibank Membership Card and the partner offer page within My Medibank app when signing up at any participating gym. The name and email address used to sign up at the gym must exactly match the details attached to your Medibank account in order to earn Live Better points for attending the gym. After enrolling in the applicable gym membership discount offer, you will earn 500 Live Better points when you attend any participating gym 8 times within a calendar month, up to a total of 6000 points in any calendar year. Live Better points will be displayed in your Live Better account within 30 days of the end of the calendar month. You must be enrolled in the discounted gym membership offer before you can earn Live Better points. By signing up to this offer you permit Fitness & Lifestyle Group to share your personal information (including name, date of birth, contact details, gym location and gym attendance records) with Medibank and Live Better.  Medibank and Live Better will collect this information to assess your eligibility for Live Better points, award the Live Better points and to monitor uptake of the Live Better program. If you elect not to share this information you will not be eligible for the discounted gym membership or Live Better Points. Medibank's Privacy Policy (https://www.medibank.com.au/livebetter/rewards/terms/) contains information about how you can seek access to, and correction of, your personal information, or make a complaint about a breach of the Australian Privacy Principle. Full gym membership terms and conditions can be found at https://www.fitnessfirst.com.au/terms-and-conditions/. This offer may be withdrawn at any time.

Good Life Health Clubs 25% discount with Goodlife Health Clubs applies to new, full price 12 & 18 month Platinum memberships purchased by eligible Medibank members with hospital or extras cover. Not available in conjunction with any other offers or discounts. To obtain the discount, simply present your photo ID, Medibank Membership Card and the partner offer page within the My Medibank app when signing up at any participating gym. The name and email address used to sign up at the gym must exactly match the details attached to your Medibank account in order to earn Live Better points for attending the gym. After enrolling in the applicable gym membership discount offer, you will earn 500 Live Better points when you attend any participating gym 8 times within a calendar month, up to a total of 6000 points in any calendar year. Live Better points will be displayed in your Live Better account within 30 days of the end of the calendar month. You must be enrolled in the discounted gym membership offer before you can earn Live Better points. By signing up to this offer you permit Fitness & Lifestyle Group to share your personal information (including name, date of birth, contact details, gym location and gym attendance records) with Medibank and Live Better.  Medibank and Live Better will collect this information to assess your eligibility for Live Better points, award the Live Better points and to monitor uptake of the Live Better program. If you elect not to share this information you will not be eligible for the discounted gym membership or Live Better Points. Medibank's Privacy Policy (https://www.medibank.com.au/livebetter/rewards/terms/) contains information about how you can seek access to, and correction of, your personal information, or make a complaint about a breach of the Australian Privacy Principle. Full gym membership terms and conditions can be found at https://www.goodlife.com.au/terms-and-conditions/. This offer may be withdrawn at any time.

±    Not in conjunction with any other offer. Available for new Joiners only. Must show valid Medibank Membership card in order to receive discount. T&C’s apply please read on Goodlife or Fitness First websites.

Double points offer for gym attendance consists of 500 base points and 500 bonus points and is applicable once per calendar month from Feb – July 2024. After this period, points for 8+ gym visits in a calendar month will revert to 500 Live Better Points. The maximum number of Live Better Points that each Medibank Live Better Member can earn from successfully completing any points-earning activity associated with any Live Better Points Promotion (including one or more Health and Wellbeing Challenges or Medibank Recommended Goals but excluding Partner Shopping), or any Onboarding Action, is 40,000 Live Better Points. Only the 500 base points will contribute towards this 40,000 point cap. See full Medibank Live Better terms: https://www.medibank.com.au/livebetter/rewards/terms

The maximum number of Live Better Points that each Medibank Live Better Member can earn from successfully completing any points-earning activity associated with any Live Better Points Promotion (including one or more Health and Wellbeing Challenges or Medibank Recommended Goals but excluding Partner Shopping), or any Onboarding Action, is 40,000 Live Better Points.  See full Medibank Live Better terms: https://www.medibank.com.au/livebetter/rewards/terms

^    Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.

~    Members’ Choice Advantage dentist: Maximum 2,000 points per member per calendar year. Award of points is subject to the approval of a claim for the health service. Waiting period may apply. Not available in all areas. Points will be credited to their account only when the member registers as a Live Better Member within 6 months from the date of receiving the health service, subject to the Medibank Live Better terms. Must be a Medibank member with extras cover or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with the My Medibank app to earn Live Better Points for receiving an eligible health service and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. See full Medibank Live Better terms.

#    Maximum 500 points per member per calendar year. Member will be awarded points for their first eligible consultation each calendar year at one of the following services: physiotherapy, chiropractic, remedial massage, acupuncture or podiatry. Service must be completed by a Members' Choice Advantage provider. Must be a Medibank member with eligible extras cover, or eligible hospital and extras cover. Member must be up-to-date with premium payments. Award of points is subject to the approval of a claim for the health service. Waiting periods and annual limits may apply. Member must have already signed up to Medibank Live Better with the My Medibank app within 6 months from the date of receiving the eligible health service to be awarded points, subject to Medibank Live Better terms. Live Better Points earned from claims for children under 18 years of age will go to the policy holder’s Live Better account. See full Medibank Live Better terms. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Medibank's agreements with Members' Choice Advantage providers are subject to change. Not available in all areas. 

+    Specsavers: Available to eligible Medibank members with extras cover (in store and online) or hospital cover (in store only). Points cannot be earned on the cost of any services (including eye tests), on purchases paid for with a Specsavers gift card or on non-prescription goods such as non-prescription sunglasses, safety glasses, protective glasses or precision tinted lenses. All optical items offered are subject to availability and are subject to Specsavers Terms of Service and Returns & Warranty policies https://www.specsavers.com.au/policy. For in-store purchases, you must use your Medibank membership card through HICAPS at the time of purchase to earn Live Better Points. This applies even if you have hospital only cover or have already reached your annual optical extras limit. If you have extras cover and any annual optical extras limit remaining, you will also be submitting a claim for benefits. For online purchases at https://www.specsavers.com.au/, you must submit an extras claim for prescription optical goods to earn Live Better Points. Members with hospital only cover cannot earn points for online purchases. Points earned will be displayed in your Live Better account within 5 business days, or once you have have signed up to Medibank Live Better with the My Medibank app within 6 months, from the date of your in-store purchase or making an extras claim for online purchases. A maximum of 10,000 Live Better points can be earned per transaction. This offer may be withdrawn or changed at any time. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up to date with premium payments and have signed up to Medibank Live Better with the My Medibank app to earn Live Better Points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Read full Medibank Live Better terms.