No Gap General Surgery Program

Eligible members could pay no out-of-pocket costs* for hernia and laparoscopic cholecystectomy procedures.

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How Medibank's No Gap General Surgery Program works

The No Gap General Surgery Program allows eligible members to pay no out-of-pocket costs* on a wide range of services as part of hospital admission for 2 general surgery procedures with participating surgeons at participating hospitals^.

What costs are covered as part of the program?

Eligible members could pay no out-of-pocket costs* on the following services as part of their admission to a participating hospital:


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Hospital accomodation, including all theatre costs

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Medical surgeon costs

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Anaesthetist costs

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Diagnostic tests (scans and blood tests)

Interested? Here's how to get started

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1. Check your cover & waiting periods

You must have resident hospital cover with Digestive System included for laparoscopic cholecystectomy procedures, hernias and appendix included for hernia procedures. All applicable waiting periods must have been served.

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2. Check your location

This program is available at participating hospitals in New South Wales and Victoria.

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3. Get a referral from your GP

You will need a referral from your GP to see a participating surgeon included in the list below.

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4. Talk to your health care team

Your surgeon will need to confirm their participation in the program and work with you to decide if the program is right for you and your health needs. If clinically appropriate, the surgeon's rooms will organise the surgery booking with the hospital.

Participating surgeons and hospitals

We are working with a range of surgeons at participating hospitals and continue to grow our network. See our current list below:

Frequently asked questions

Looking for further information?

Check out the articles below to learn more about the surgery process and making the most of your health cover.

Questions to ask before your hospital admission

Going to hospital? Find out what questions to ask and what support is available.

Recovering from laparoscopic surgery

Dr Donald Angstetra answers some common questions about what to expect after laparoscopic surgery.

How much does gall bladder surgery cost?

Here are a few tips to help you get the most out of your Medibank health cover.

Things you should know

There may be out-of-pocket expenses associated with outpatient appointments, such as your initial visit with a participating surgeon in their consulting rooms. An excess or per day payment may still be payable, depending on the product a member has chosen and whether they are claiming under their hospital cover for the first time in a calendar year.

The participating hospital and participating surgeon will work with you to decide if the program is right for you and your health needs. However, if your medical surgeon refers you to a non-participating hospital and/or the program is not otherwise right for your health needs, any such procedure will not be part of the No Gap General Surgery Program and you may incur out-of-pocket costs.

The listing of a provider does not comprise any sort of representation or recommendation by Medibank regarding the provider. To the fullest extent allowed by law, such reference should not be construed as:

  • an endorsement by Medibank; or
  • commendation for the status of the provider’s registration with their registration bodies like the Australian Health Practitioner Regulation Agency (AHPRA); or
  • a recommendation or warranty by Medibank of, for or in relation to the provider’s services.

Accordingly, Medibank neither takes nor assumes any responsibility for the services provided. Members should rely on their own enquiries and seek any assurance or warranties directly from the provider in relation to the service or with the registration bodies (e.g. AHPRA) regarding any conditions or restrictions to the provider’s registration.

Information presented is refreshed regularly. Information is accurate at time of publishing.