Health cover made for you, by you.

Introducing health cover redesigned from the ground up. My Choice Extras gives you the flexibility & choice you asked for, to build health cover that's just right for you.

How it works

  • My Choice Extras is made up of 4 bundles - Core, Move, Family and Support.
  • With services for day-to-day health & wellbeing, Core comes with every My Choice Extras cover.
  • Choose just Core or add additional bundles for extras cover that best reflects your priorities.

  

Let's start with My Choice Extras Core

My Choice Extras
Core

From general & major dental, to optical, mental health support - psychology and counselling, and flu vaccinations. Core includes the services we rely on for day-to-day health. And it forms the base for every My Choice Extras cover.

Every My Choice Extras cover comes with these benefits

100% back on 2 check-ups at a Members' Choice Advantage dentist@

No waiting periods for consultations with psychologists, counsellors and mental health social workers.^

100% back on optical at recognised providers& and flu vaccinations up to annual limits, plus unlimited emergency ambulance#

With Live Better rewards Eligible Medibank members can use Live Better Points towards rewards on their membership, such as a $200 premium payment, gift cards and more from our partners*

Find out how you can earn points and redeem rewards with Live Better.

Now add the bundles of your choice to build your Extras cover

You’ll also get 100% back on your first Members’ Choice consultation each year at one of the following Members' Choice providers – physiotherapy, chiropractic, remedial massage, acupuncture or podiatry (if the services are included in your cover, up to annual limits.)~

My Choice Extras
Move

Everything in Core + Move

This cover will help you look after your day-to-day health and wellbeing, plus a range of extras services to help your body move better.

Services include:

  • Physiotherapy
  • Chiropractic & Osteopathy
  • Remedial massage

and more…

My Choice Extras
Family

Everything in Core + Move + Family.

Designed with expectant parents and families in mind, this extras cover includes the things to help you and your children thrive.

Services include:

  • Antenatal & Postnatal services
  • Orthodontics
  • Speech therapy

and more…

My Choice Extras
Support

Everything in Core + Move + Support.

Including a wide range of extras services - from the daily essentials to more specific services for those who may need extra support for better health.

Services include:

  • Podiatry
  • Dietetics
  • Health appliances & external prostheses

and more…

My Choice Extras
Complete

Everything in Core + Move + Family + Support.

Our most comprehensive level of My Choice Extras cover for complete peace of mind.

Live better, get rewarded

Members who value their health get even better value. With Live Better Rewards*, eligible members can earn points that can be redeemed for rewards such as:

$200 towards your premium paymentº

Wearables from fitbit, Apple & more§...

$200 gift card from Adidas§

Did you find this information useful?

Things you should know:

* Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards in the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to points earning activities and rewards. Points earning activities and rewards are subject to change and may be subject to availability. Wherever possible, we will give you notice of these changes. See full Medibank Live Better rewards terms.

^Parkrun double points: Offer available to eligible Live Better rewards users who have scanned a linked parkrun ID at an official parkrun event between 1 – 30 September 2025.  Volunteers need to be added to the volunteer roster to have their participation tracked.

The name and email address used to link on the parkrun website must exactly match the name and email address attached to your Medibank membership in order to earn Live Better points for participating in a parkrun. Scanning a linked parkrun ID at an official parkrun event confirms participation. You can earn maximum 1,000 Live Better points when you participate in a parkrun event once or more from 1-30 September 2025 . Outside of Sep 2025, members can earn a maximum of 500 Live Better points per month for participating in a parkrun. Each Medibank Live Better rewards account can only be linked to one parkrun profile. Only one instance of participation can be recorded per member, per weekend. The number of Live Better Points earned from parkrun participation is subject to limitations per calendar year. Live Better points will be displayed in your Live Better account within 30 days of the end of each month. Points for parkrun participation cannot be earned retrospectively before linking has taken place. This offer may be withdrawn at any time in accordance with the  Live Better rewards T&Cs 

The maximum number of Live Better rewards points that each Live Better rewards member can earn in a calendar year from successfully completing any points-earning activity associated with any Onboarding Action or any Live Better Points Promotion (including one or more Health and Wellbeing Challenges, Goals and Partner Activity Earn but excluding all purchases made with partners) is 40,000 Live Better points. 

Collection notice: By signing up to this offer you permit parkrun (parkrun Australia ABN 23199156745) to share your personal information (including your name, email, Medibank policy ID, parkrun location and parkrun participation) with Live Better (Live Better Management Pty Ltd ABN 93 003 457 289) (“we”). Live Better will collect this information to assess your eligibility for Live Better points, award the Live Better points and to monitor uptake of the Live Better program. If you elect not to share this information you will not be eligible for the Live Better points. Medibank's Privacy Policy contains information about how you can seek access to, and correction of, your personal information, or make a complaint about a breach of the Australian Privacy Principle. See full parkrun privacypolicy. 

@ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas. Two month waiting period applies.

^ Annual limits apply. Counsellors must be registered with Australian Counselling Association, Psychotherapy and Counselling Federation of Australia, Australian Traditional Medicine Society. Mental Health Social Workers must hold a mental health accreditation by the Australian Association of Social Workers.

& 6 month waiting period applies. Some lens coatings excluded.

 Waiting period applies

# Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.

~ Available on all Medibank My Choice Extras products except Medibank My Choice Extras Core. Podiatry is only available on Medibank My Choice Extras Support and My Choice Extras Complete. Subsequent consultations will have an out of pocket cost. Annual limits and waiting periods apply.

º Must be a Medibank member with hospital cover, extras cover or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem this reward.  Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. See full Medibank Live Better here.

§ Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Apple rewards are subject to change and availability without prior notice. Must be a Medibank member with hospital cover, extras cover or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Reward will be subject to Program Partner terms and conditions. See full Medibank Live Better terms here. Apple, the Apple logo, Apple Watch and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Beats, Beats by Dr. Dre, the Beats b logo, Solo, and Beats Pill are trademarks of Beats Electronics, LLC. Rewards are subject to change without prior notice and are subject to availability.