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Dental insurance

Healthy teeth are more affordable than you think. Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including bitewing x-rays, at any Members’ Choice Advantage dentist.⁺

Prices below are based on

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Healthy Start Extras

A great starting point for anyone new to health cover, offering flexible Extras that's better suited for the young and healthy.

from

Youth Discount applied

Youth Discount not available

Extras 60% claimback ø

Covers Annual limits

General dental #

Major dental#

Physiotherapy#

Dietetics

Chiropractic# & Osteopathy

Psychology

Non-PBS pharmaceuticals

$500 combined limit

Optical items#

Remedial massage#

Natural therapies

$150 combined limit

Ambulance services^

Unlimited

Essential Extras

Fuss-free, affordable cover that gives you access to some of the more common services to keep your general health in check.

from

Youth Discount applied

Youth Discount not available

Extras 70% claimback ø

Covers Annual limits

General dental #

$750 limit

Optical Items#

$200 limit

Physiotherapy#

Chiropractic# & Osteopathy

$450 combined limit

Natural therapies

Remedial massage#

$100 combined limit

Ambulance services^

Unlimited

Growing Family Extras Only

Extras-only cover for families, with some welcome support during the pregnancy journey.

from

Youth Discount applied

Youth Discount not available

Extras 70% claimback ø

Covers Annual limits

General dental #

$1000 limit

Major dental #

$800 limit

Orthodontics

$200 opening  balance. Top up of $200 per year, up to limit

Optical items #

$225 per person $550 per membership

Physiotherapy#

Podiatry#

Chiropractic# & Osteopathy

$600 combined limit

Natural therapies

Remedial massage#

$250 per person $550 per membership

Dietetics

Non-PBS pharmaceuticals

Antenatal/Postnatal services

Speech Therapy

$1000 combined limit

Ambulance services^

Unlimited
And more ...
 

Top Extras

Our highest level of Extras cover to help you stay in tip-top shape from head to toe.

from

Youth Discount applied

Youth Discount not available

Extras 70% claimback ø

Covers Annual limits

General dental #

No annual limit

Major dental #

$1000 limit

Orthodontics

$800 opening balance. Top up of $400 per year, up to limit

Optical items #

$225 limit

Eye Therapy

$400 limit

Physiotherapy#

$600 limit

Podiatry#

$400 limit

Natural therapies

Remedial massage#

$300 combined limit

Non-PBS pharmaceuticals

$400 limit  

Occupational therapy

$400 limit

Psychology

$400 limit

Ambulance services^

Unlimited
And more ...  

The amount you can claim back at Members’ Choice providers, up to annual limits.

Claim 70% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.                       

We've negotiated a capped price so you won't be charged more than the agreed price.

If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.

Claim 60% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.                       

We've negotiated a capped price so you won't be charged more than the agreed price.

If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.

^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

# Medibank has Members' Choice providers for these services. Not available in all areas.

Benefits of Medibank dental insurance:

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Take advantage of our Members’ Choice Advantage dental network

100% back on up to two dental check-ups at a Members’ Choice Advantage dentist every calendar year, including bitewing x-rays.⁺ 2 month waiting period applies.

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Major dental

Cover for major dental procedures, like root canals and crowns, on all extras covers except Essential Extras and Flexi 60, subject to annual limits and a 12 month waiting period.

What's included in dental extras cover?

Trips to the dentist for examinations, scale & clean, surgical extractions and fillings are included in all Medibank extras cover options. Top Extras covers you for major dental procedures such as root canals, crowns, dentures and gum disease treatment, as well as orthodontics such as braces. Waiting periods and annual limits apply.

Things you should know

+ Members can claim a maximum of two 100% back dental check-ups per member, per year—either two check-ups at a Members’ Choice Advantage dentist (including up to two bitewing x-rays per check-up where required), or a first check-up at a Members’ Choice dentist (excluding x-rays) and a second check-up at a Members’ Choice Advantage dentist. These check-ups do not count towards annual limits. Waiting periods apply.