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Extras only offer - Want a $50 gift card and 2&6 month waits waived on extras?
Join and maintain eligible extras cover and you could get 5,000 Live Better Points to redeem on rewards such as a $50 gift card. We'll also waive your 2&6 month waiting periods on extras.ᶲ Promo code: EXTRAPOINTS
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The amount you can claim back at Members’ Choice providers, up to annual limits. Fixed amounts apply at non-Members’ Choice providers, up to annual limits.
Claim 70% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.
We've negotiated a capped price so you won't be charged more than the agreed price.
If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.
Claim 75% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.
We've negotiated a capped price so you won't be charged more than the agreed price.
If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.
The amount you can claim back at Members’ Choice providers, up to annual limits. Fixed amounts apply at non-Members’ Choice providers, up to annual limits.
^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.
# Medibank has Members' Choice providers for these services. Not available in all areas.
Benefits of Medibank dental insurance:
Take advantage of our Members’ Choice Advantage dental network
100% back on up to two dental check-ups at a Members’ Choice Advantage dentist every calendar year, including bitewing x-rays.⁺ 2 month waiting period applies.
Major dental
Cover for major dental procedures, like root canals and crowns, on all extras covers except Essential Extras and Flexi 60, subject to annual limits and a 12 month waiting period.
What's included in dental extras cover?
Trips to the dentist for examinations, scale & clean, surgical extractions and fillings are included in all Medibank extras cover options. Top Extras covers you for major dental procedures such as root canals, crowns, dentures and gum disease treatment, as well as orthodontics such as braces. Waiting periods and annual limits apply.
Want greater flexibility & choice with your cover?
Then how about building your own extras cover with Medibank's new My Choice Extras?
Things you should know
+ Members can claim a maximum of two 100% back dental check-ups per member, per year—either two check-ups at a Members’ Choice Advantage dentist (including up to two bitewing x-rays per check-up where required), or a first check-up at a Members’ Choice dentist (excluding x-rays) and a second check-up at a Members’ Choice Advantage dentist. These check-ups do not count towards annual limits. Waiting periods apply.
Benefits will only be paid towards dental and orthodontic treatments that are administered in person (not via phone or online), by a recognised provider.
ᶲFor new members on new memberships who join and start eligible extras cover from 12 January 2023 and who have not held Medibank health cover in previous 60 days (unless they are a dependent coming off their parent’s cover). Must quote promo code EXTRAPOINTS when joining. Excludes Corporate covers, Hospital Cover, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, ahm covers and other selected covers. Not available to Medibank employees. Not available with any other offer. We reserve the right to amend these offer terms and conditions at any time without notice.
2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you're switching from another fund and you've used any of your current limits (at that fund), that will count towards your annual limits with us. If you’ve reached your limits at your previous fund, you may not be able to claim straight away.
Live Better Points terms: Must maintain direct debit and hold eligible product for 28 consecutive days from the policy start date to receive Live Better points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank App. Policyholder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank App and track any Live Better activity within 28 consecutive days from the policy start date. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Live Better points could take up to 8 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles, single parents, families and couples will receive 5,000 Live Better Points.
Live Better Rewards terms: Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/
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