Skip to main content Skip to main navigation

Dental insurance

100% back on your annual check-up at over 6,700 Members’ Choice dentists throughout Australia. Excludes x-rays. Waiting periods apply.

Refine your details

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Healthy teeth are more affordable than you think

Regular check-ups keep your teeth in top shape. That’s why you’ll get 100% back on your yearly check-up (excluding x-rays) with any Members’ Choice provider once your 2 month waiting period has passed. Of course with Medibank extras, you can claim at any dentist.

Healthy Start Extras

A great starting point for anyone new to health cover, offering flexible Extras that's better suited for the young and healthy.

from

Extras 60% claimback ø

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

Covers Annual limits

General dental #

Major dental#

Physiotherapy#

Dietetics

Chiropractic# & Osteopathy

Psychology

Non-PBS pharmaceuticals

$500 combined limit

Optical items#

Remedial massage#

Natural therapies

$150 combined limit

Emergency Ambulance^

Unlimited

Basic Extras

Fuss-free, affordable cover that gives you access to some of the more common services to keep your general health in check.

from

Extras 70% claimback ø

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

Covers Annual limits

General dental #

$750 limit

Optical Items#

$200 limit

Physiotherapy#

Chiropractic# & Osteopathy

$450 combined limit

Natural therapies

Remedial massage#

$100 combined limit

Emergency Ambulance^

Unlimited

Growing Family Extras Only

Extras-only cover for families, with some welcome support during the pregnancy journey.

from

Extras 70% claimback ø

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

Covers Annual limits

General dental #

$1000 limit

Major dental #

$800 limit

Orthodontics

$200 opening balance + $200 per year up to limit

Optical items #

$225 per person $550 per membership

Physiotherapy#

Podiatry#

Chiropractic# & Osteopathy

$600 combined limit

Natural therapies

Remedial massage#

$250 per person $550 per membership

Dietetics

Non-PBS pharmaceuticals

Antenatal/Postnatal services

Speech Therapy

$1000 combined limit

Emergency Ambulance^

Unlimited
And more ...
 

Top Extras

Our highest level of Extras cover to help you stay in tip-top shape from head to toe.

from

Extras 70% claimback ø

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

Covers Annual limits

General dental #

No annual limit

Major dental #

$1000 limit

Orthodontics

$800 opening balance + $400 per year up to limit

Optical items #

$225 limit

Eye Therapy

$400 limit

Physiotherapy#

$600 limit

Podiatry#

$400 limit

Natural therapies

Remedial massage#

$300 combined limit

Non-PBS pharmaceuticals

$400 limit  

Occupational therapy

$400 limit

Psychology

$400 limit

Emergency Ambulance^

Unlimited
And more ...  

Claim 70% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.                       

We've negotiated a capped price so you won't be charged more than the agreed price.

If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.

Claim 60% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.                       

We've negotiated a capped price so you won't be charged more than the agreed price.

If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.

^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

# Medibank has Members' Choice providers for these services only. By choosing a Members' Choice provider you are guaranteed to receive the percentage back shown on the cover.

Benefits of Medibank dental insurance:

Icon Star

100% back at recognised providers

Over $170 in value per person on top of your annual limit, when you have your annual check-up at a Members’ Choice dentist (excludes x-rays).+

Icon Dental

Major dental

Cover for major dental procedures, like root canals and crowns, on all extras covers except Basic Extras and Flexi 60, subject to annual limits and a 12 month waiting period.

+ Based on maximum agreed prices for Medibank members at Members’ Choice providers in NSW for a check-up, scale & clean, and fluoride.

What's included in dental extras cover?

Trips to the dentist for examinations, scale & clean, surgical extractions and fillings are included in all Medibank extras cover options. Top Extras covers you for major dental procedures such as root canals, crowns, dentures and gum disease treatment, as well as orthodontics such as braces. Waiting periods and annual limits apply.