What we'll pay towards

For services included under each of our Hospital covers, we’ll pay benefits towards:

• Eligible ambulance services
• In-hospital medical services
• Overnight accommodation in a private hospital, or a shared room in a public hospital as a private patient
• Same-day admission
• Intensive care
• Theatre fees
• The minimum benefit for medical devices and human tissue products as set out in the government's Prescribed List of Medical Devices and Human Tissue Products

Depending on your cover you may need to pay an excess or co-payment before we will pay any benefits towards your hospital admission. Other out-of-pocket expenses may apply.