ºOnly available to eligible employees/members of Medibank corporate clients.
You’re a hard-working machine. We think that’s worth protecting.
Navigating a new healthcare system in a new country can be difficult. We're here to help make it simple for you, with health cover options for singles, couples and families.
Medibank’s range of Overseas Worker health covers can meet your visa health insurance requirements for visa subclasses 482, 485, 408, 407, 403, and more.
Joining Medibank means becoming part of a trusted Australian health insurance provider with over 4.1 million members Australia wide.
Help protect your health with our every day value overseas worker health insurance.
Medibank’s range of Overseas Workers Health Covers can help towards the cost of hospital and medical treatment if you have an accident or get sick in Australia. Each cover includes unlimited emergency ambulance cover^.
Plus, for family memberships, no matter what hospital excess you choose on your cover, this excess will not apply if your kids are admitted to hospital. Contact us to discuss which cover may be right for your circumstances.
Overseas Workers Base Hospital
A great option on a budget, along with the peace of mind of having a top hospital cover.
Overseas Workers Standard Hospital and Medical
An all-round option that provides comprehensive cover to help with the cost of everyday medical services.
Overseas Workers Advanced Hospital and Medical
A comprehensive hospital and medical cover that includes a wide range of services like pregnancy.
Overseas Workers Premium Hospital, Medical and Extras cover
Medibank’s most comprehensive workers health insurance, paying the highest benefit amounts towards an extensive range of eligible hospital and medical services.
It also includes benefits towards non-hospital treatments like dental, optical, physio, chiro, remedial massage and more.
Looking for a better match for your help needs? Switching to Medibank is easy.
Simply choose your plan and join and we'll handle the rest.
1Find your choice of cover
Choose a cover or we can help you find a health cover that may better suit your needs via chat, booking or within Australia call 1300 635 631.
2We'll handle the paperwork
Once you join , we’ll handle the hard work that comes with cancelling your old membership with your previous fund for you∋.
3No waiting periods again
There’s no need to re-serve waiting periods you’ve already served with your old fund - so you can get on with it☐.
Contact us to find out more
Messaging
Chat to one of our friendly staff for sales and policy enquiries.
Available Monday to Friday 9am-5pm (AEST/AEDT).
Call us
Call 1300 635 831 within Australia.
If you're overseas, call (+61)3 8622 5780.
Available Monday to Friday 8am-8pm and Saturday 9am-4pm (AEST/AEDT).
Find a time that suits you best
Book a one-on-one health cover review with a Medibank consultant.
Get access to Live Better rewards*
You could earn up to $400 worth of rewards every year∨
Medibank members with eligible Hospital or Extras cover could earn up to $400 worth of rewards every year by tracking their healthy actions.
How it works
Earn points in Live Better rewards by completing a Challenge and/or your Weekly Goal, and more. Simply download the My Medibank app and register for Live Better rewards. Connect your eligible devices for automatic tracking.
What you can redeem
Points can be redeemed on rewards including discounts on premium payments and gift cards from our partners like the ICONIC, Apple, adidas and more.
Enjoy health member discounts
As a Medibank health insurance member, you can enjoy discounts on our range of Pet and Travel insurance products. Enjoy 10% off Medibank Pet Insurances every year and 15% off Medibank Travel Insurance.
Things you should know:
^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required, and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
∋ We’ll contact your previous insurer, with your permission, to request a Transfer Certificate. They’re required by government legislation to comply within 14 days.
☐ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.
* Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.
~ Double Live Better rewards points - Offer available to eligible Live Better rewards users who use their linked payment card to shop with adidas, Apple, Brooks Running, Calm, CSIRO Total Wellbeing Diet, Elite Supplements, Everlast, Garmin, Good & Fugly, House, Lite n’ Easy, Oztrail, Peninsula Hot Springs, She Science, SUNNYLiFE, THE ICONIC and Youfoodz between 25 March – 15 April 2025, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.
^ Linked payment card - To earn Live Better rewards points, payment must be made directly to an eligible Live Better rewards partner using a linked Mastercard, Visa or eftpos payment card at the time of purchase (including payments made with Apple Pay or Google Pay using a linked payment card). Live Better rewards points will only be earned on the total amount charged to a linked payment card. Live Better rewards points earned will be displayed in a Live Better rewards user’s account within 60 days of the date of an eligible purchase. Live Better rewards points cannot be earned on (1) purchases made via a third-party payment provider or platform such as PayPal and Afterpay, (2) purchases that are cancelled or refunded, (3) any purchase amount paid for by a gift card or reduced with a promotional discount or (4) purchases made in conjunction with any other third-party or third-party offer. Individual terms and conditions apply to different Live Better rewards partners. Specific terms and conditions for each Live Better rewards partner are available via the Live Better rewards partner hub.
± 1,000 extra points for linking payment card offer - Offer available to eligible Live Better rewards users who link a Mastercard, Visa or eftpos card with their Live Better rewards account between 25 March – 15 April 2025 (Offer Period), subject to these terms and conditions. One thousand (1,000) Live Better rewards points will be credited to the Live Better rewards user’s account within 60 days of linking a payment card with their Live Better rewards. This offer can only be claimed once per Live Better rewards user during the Offer Period. A Live Better rewards user is not eligible to claim this offer if, at any time since joining Live Better rewards, the user has previously received any Live Better rewards points for linking their payment card to their Live Better rewards account. This offer may be withdrawn or changed.
# HelloFresh double points offer: Offer available to Live Better rewards members who are new HelloFresh customers or who are past HelloFresh customers with a deactivated HelloFresh account that was cancelled at least 6 months ago. An extra 1,000 Live Better rewards points per box will be awarded after successfully linking your HelloFresh account with your Medibank Live Better rewards account, for up to 10 boxes purchased and delivered on or before 9 June 2025. First box must be delivered between the 18 February 2025 – 31 March 2025. Live Better rewards points will be displayed in your Medibank Live Better rewards account within 30 days of each HelloFresh box purchase. Live Better rewards points cannot be awarded retrospectively. This offer may be withdrawn or changed at any time in accordance with the Live Better rewards T&Cs.
+ Youfoodz double Live Better points: Offer available to eligible Live Better rewards users who use their linked payment card to shop with Youfoodz between 18 February – 31 March 2025, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.
Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.
∨ Medibank Live Better rewards Challenges & Goals Earning Policy: The participant of a Medibank Live Better rewards Challenge or Goal may not receive Live Better rewards points or may have their already credited Live Better rewards points reversed in accordance with the Medibank Live Better rewards terms and conditions. To earn Live Better rewards points, the participant needs to properly complete 100% of the eligible Challenge or Goal according to the instructions. The number of Live Better rewards points available for Medibank Live Better rewards Challenges and Goals is subject to change without prior notice. The maximum number of Live Better rewards points that each Medibank Live Better rewards member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better rewards points. Special offers may apply to increase this maximum from time to time, such as for eligible Medibank members on an eligible corporate cover who complete the Weekly Goal Streaks to earn up to an additional 30,000 Live Better rewards points. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.