Things you need to know

* Friend For new members on new memberships who join eligible Medibank hospital + extras cover. Must provide member referral code, quote REFER and set up direct debit or payroll deduction when joining. Only available for online joins. Not available on Corporate covers, Accident Cover, Ambulance Cover, all overseas covers, ahm covers, and other selected covers. This offer can be changed or withdrawn by Medibank at any time, and the offer will not apply to any joins after the withdrawal date. Not available with any other offer. 4 weeks free: Must maintain direct debit or payroll and hold same eligible cover for 28 continuous days from cover start date before receiving the next 4 weeks free. 2&6 month waiver on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away.

Current Member For current Medibank members (who are a member at the time the gift card is sent), who refer a ‘friend’ where their friend quotes your unique referral code and the promo code REFER at the time of online join. An eligible referral is made if the friend joins eligible Medibank hospital + extras cover during the offer period, the friend maintains the eligible cover for at least 30 continuous days and meets all other eligibility criteria. Referral payments will be capped to 5 within a calendar year and reset from 1 January each year. The maximum referral payment per member in a calendar year will be $500 worth of Eftpos gift cards. The member cannot share any part of the referral payment with the ‘friend.’ This offer can be withdrawn by Medibank at any time, and the offer will not apply to any joins after the withdrawal date. The $100 Eftpos gift card will be payable, only if the referred ‘friend’ meets all applicable eligible terms and conditions. Not available with any other offer. Eftpos gift card terms: Card will be posted to the address linked to your membership record and take up to 8 weeks to arrive from the time the friend joins eligible cover and meets the eligibility criteria. Member will receive an Eftpos card valued at $100 per eligible referral. Card must be activated within 3 months of issue and is valid for 12 months from activation. Card T&Cs apply: http://www.giftcardplanet.com.au/eftpos-cardholder-terms Your gift card and relevant instructions on activating the card online will be posted to you.

¹ OSHC members should call the Student Health and Support Line on 1800 887 283

² For Accidents that occur in Australia after your cover starts.  Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring.  Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.  

³ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.

⁴ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Two month waiting period may apply. Not available in all areas.

⁵ Waiting periods apply. Some services, like lens coating, aren’t included.

⁶ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.