Turn your extras into everyday value.
Want around $500 in value on your dental checkups?
Here’s something to smile about – At a Members’ Choice Advantage dentist, the national average cost of a dental check-up and clean is $255.50 and if you visit twice a year, you could be spending around $511. With eligible extras, you can get 100% back on up to two check-ups on top of your annual limits at a Members’ Choice Advantage dentist (excluding Healthy Living Extras and Gold Ultra Health members).#
100% back on optical on eligible extras±.
At Medibank we think you deserve to see the world clearly. That’s why members with eligible extras, get 100% back on optical items at all recognised providers up to annual limits±.
How to get the most value out of your Extras cover?
Extras cover isn’t just for when things go wrong — like a pulled muscle, filling, or rolled ankle. Here are a few tips to help you get the most value from it.
Want to earn up to $700 worth of rewards?
As a Medibank member with Live Better rewards* on an eligible corporate cover⊗, you could unlock an additional $300 worth of value with Live Better rewards when you complete the Weekly Goal Streaks∨. That’s up to $700 worth of value you could earn!
Register now
Want more from your hospital cover?
As a Medibank Corporate Hospital & Extras member, your cover will also include all of the below benefits - at no extra cost.
Unlimited Emergency Ambulance
No matter which Hospital or Extras policy you choose, you'll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.^
Accident Cover Boost
If you have an Accident, you’ll get the benefits of our Gold level hospital cover, no matter what level of hospital cover you have, thanks to our Accidental Injury Benefit.﹢
Corporate Health Assist
Not sure what Medibank health service you need? Our Corporate Health Assist line can guide Corporate Health Cover members towards eligible health programs or services that may be appropriate for you. Call 1800 228 103 between Mon - Fri 9AM – 5PM AEST.
Let's work together to make health your super power.
At Medibank, we adopt a holistic approach to health insurance and seek to establish a bigger picture around what ‘better health’ means. Meaning we don’t just focus on what goes on in people’s 9 to 5. We look at how you can improve every part of your everyday. Because ultimately, we know that when you work better, you live better too.
Mental Health Support 24/7
Members with health insurance can chat to a mental health professional at no extra cost.▫ Chat over the phone or online to discuss mental health or emotional concerns and get guidance on what to do next.
That’s support that never sleeps.
Complimentary health checks, now available
We're always looking for ways to help our members. That's why we are trialling complimentary health checks, delivered by Amplar over the phone with Registered Nurses for members with Hospital cover.∩
Medibank Health Programs
Where clinically appropriate, eligible Medibank members can access a range of health programs designed to help manage their health conditions and provide access to more affordable care options.﹢﹢
Things you should know
# Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details.
± Excludes Healthy Living Extras and select products that are no longer available for sale (for more information check your cover summary or check this page). Applies to prescription glasses and select contactlenses. Some glasses lens coatings and contact lenses are excluded. To find which specific items are included or excluded, call us on 132 331. 6 month waiting period applies.
* Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards in the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to points earning activities and rewards. Points earning activities and rewards are subject to change and may be subject to availability. Wherever possible, we will give you notice of these changes. See full Medibank Live Better rewards terms.
⊗ Medibank members who hold corporate cover who do not also hold Healthy Living Extras cover (Eligible Members) can participate in the Weekly Goal Streaks.
∨ Eligible Member must track and complete 10 consecutive Weekly Goal’s to complete the Weekly Goal Streak activity and earn 6,000 Live Better rewards points. Eligible Member can complete up to 5 Weekly Goal Streak activities in a year. Live Better rewards points will appear in Eligible Member’s Live Better rewards account within 30 days of completion of the Weekly Goal Streak. Live Better rewards reserves the right to cease to make the Weekly Goal Steaks available at any time. To the extent of any inconsistency between this disclaimer and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.
Medibank Live Better rewards Challenges & Goals Earning Policy: The participant of a Medibank Live Better rewards Challenge or Goal may not receive Live Better rewards points or may have their already credited Live Better rewards points reversed in accordance with the Medibank Live Better rewards terms and conditions. To earn Live Better rewards points, the participant needs to properly complete 100% of the eligible Challenge or Goal according to the instructions. The number of Live Better rewards points available for Medibank Live Better rewards Challenges and Goals is subject to change without prior notice. The maximum number of Live Better rewards points that each Medibank Live Better rewards member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better rewards points. Special offers may apply to increase this maximum from time to time, such as for eligible Medibank members on an eligible corporate cover who complete the Weekly Goal Streaks to earn up to an additional 30,000 Live Better rewards points. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.
^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required, and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
+ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Excludes Private Emergency Department Benefit, hospital bonus, claims covered by third parties and our Private Room Promise. Out-of-pocket costs may apply.
▫ Some referred services may involve out of pocket costs and waiting periods may apply.
∩Members must be +18 years and have Hospital cover. Members with Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC) are not eligible.
++ Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.
£ Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/
~ Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Zurich Australia Limited ABN 92 000 010 195 AFSL 232510 (Zurich). NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, distributes and services Medibank life insurance, which is promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank).
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should consider these factors, the appropriateness of the advice, and carefully read the relevanProduct Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide before making a decision to acquire, or continue to hold, the product.
Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy, Medibank Private's Privacy Policy or Zurich's Privacy Policy.
Ω Eligible Medibank and ahm health members who wish to activate this discount must provide accurate membership details: (a) at point of purchase for the discount to apply; or (b) prior to renewal for the discount to apply at renewal.
Medibank Pet Insurance policies entered into for the first time prior to 30 August 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank).
Medibank Pet Insurance policies entered into for the first time on or after 30 August 2023, and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Medibank.
Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at medibank.com.au/pet-insurance.
≈ Sunglass Hut offer is valid on selected full priced sunglasses only. Medibank membership card must be presented. Excludes lay-by purchases, Chanel and Maui Jim styles. Not to be used in conjunction with any other offer. While stocks last. Store Code: MBZ
∑ Eligible Medibank members who attend a refractive consult with Vision Eye Institute can receive a 15% reduction on their surgical fees if they have a LASIK, PRK or SMILE procedure performed in a dedicated laser suite. Fee reduction excludes consultation fees and diagnostic tests. SMILE is currently available in NSW only. Treatment must be deemed clinically appropriate by a VEI Ophthalmologist. Includes initial post-enhancement aftercare appointments at Vision Eye Institute for up to 3 months. Extras and packaged covers are subject to changes from time to time.