Skip to main content Skip to main navigation

Frequently Asked Questions

What is Lifetime Health Cover loading?

This loading may be applied to your hospital premium if you take out hospital cover later in life. It’s aimed at encouraging people to take out hospital cover earlier in life and maintain it.

By taking out either Essentials Silver Plus Hospital or Gold Top Hospital through Rio Tinto Better Health Cover by July 1 following your 31st birthday, you may avoid paying this loading.

Learn more about the Lifetime Health Cover Loading

Have questions?

Our team of experts are ready to help!

Enter your postcode to find your nearest store to have a face-to-face chat!

Fill in the form below or get in touch by calling our dedicated line 1300 110 086.
We are open on Sundays.

In providing your telephone number, you consent to Medibank contacting you about health insurance.

We'll have someone call you soon to help with any questions you have.

contact us