Am I eligible for an Australian Government Rebate on Private Health Insurance?
Depending on your age and income, the Government may pay a certain amount of your health cover premium. This rebate can reduce your health insurance bill if claimed as an upfront premium reduction. Remember that Essentials Silver Plus Hospital cover with a $500 excess (assumes no Lifetime Health Cover loading) is fully subsidised by Rio Tinto so you will only be paying the difference between the subsidised amount and your upgrade to Gold Top Hospital and/or if you add extras cover.
Find out more about the Australian Government Rebate on private health insurance