Understanding health insurance

Health insurance can seem complicated, but we’re here to make it simpler. Whether you’re considering private health cover for the first time or looking to make the most out of your current plan, our guides will break it all down and help you to understand how private health insurance works and how it could benefit you.

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What is private health insurance?

Private health insurance helps cover the cost of healthcare services that aren’t covered by Medicare. This includes both hospital treatments and other things, like dental check-ups, glasses and physio appointments. It’s an excellent way to gain peace of mind and take greater control of your health.

Curious about how to choose the right cover or how it affects your taxes? Explore our articles for all the answers you need.

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Health Insurance Basics

How does Australia's healthcare system work? What are the benefits of having private health insurance? How to compare health funds and choose the right cover for you?

These guide will help answer all your health insurance questions and break down the various types of cover.

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Tax & Rebates

Wondering if you need private health insurance for tax purposes? Are there any government incentives?

We’ve got all the details you need on how private health insurance could help you save at tax time.
 

6 weeks free on Hospital and Extras cover

New joins who maintain eligible Hospital and Extras cover can get: 

  • 6 weeks free
  • Up to $300 in gift cards
  • 2&6 month waiting periods waived on eligible extras

T&C’s apply.

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Health insurance tips

At different stages of life, you might find yourself considering health insurance. If you're new to it, the process can feel overwhelming. That's why we've created these guides to help answer your questions and make things clearer, so you can feel confident about your health insurance choices.

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Are you young and healthy?

Are you young and healthy, unsure if or when you should get health insurance? Discover the ideal age to consider private health cover, what happens when you turn 31, how long you can stay on your parents’ policy, and more.

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Are you raising kids or planning to start a family?

Explore the benefits of private health cover, from planning a family to caring for kids. Learn about pregnancy cover, extras for children, and how health insurance can support your family’s needs every step of the way.

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Are you retired or preparing for retirement?

As we get older, our health needs evolve, and having the right health insurance can make a significant difference in accessing quality healthcare and managing medical expenses. We cover everything you need to know about health insurance, helping you make informed decisions for your wellbeing and get the most out of your cover.

 Still confused about health insurance? Discover words and terms you might come across in the world of private health insurance and what they mean.

Ready to find health insurance that’s right for you?

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Want to discuss your options?

Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance.

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Things you should know 

 For full Hospital and Extras offer Terms, Conditions and Exclusions, click here.