Better Insurance


Waiting period waiver

special offer - Take out hospital and extras cover by August 15 to claim straight away on most extras. Find out more Close

  • How do I get this offer?

    Take out hospital and extras cover by August 15 and then:

    • Pay your first month premium and set up direct debit for future payments
    • Pay at least 6 months up front
  • Who's eligible?

    New members on most new memberships can get this offer. It’s not available with:

    • Corporate Cover
    • Accident cover
    • Visitors & Working Visa Health Insurance
    • Overseas Students Health Cover (OSHC)
    • Ambulance cover
    • ahm covers and other selected covers
  • The fine print

    Here are all the other things you need to know:

    • 2 & 6 month waiting periods on extras waived
    • Other waiting periods may apply, including 12 months for pre-existing conditions and some dental services
    • If switching funds, benefits paid from previous cover are deducted from Medibank annual limits
    • Not available with any other offer
  • New tailored health insurance packages for all life stages.

    Our tailored health packages mean you can easily find cover that fits you better. And we've made choosing the right cover easy too, to help all Australians achieve better health.

    That’s why more than 3 million Australians choose Medibank.

Select cover that fits you better

Or view all health cover options. FULL HEALTH COVER RANGE

  • Medibank Visitors Health Insurance

    If you're in Australia on a work visa, here for business or just on vacation.

    Visitors Insurance

  • Overseas student health cover (OSHC)

    If you're in Australia to study, we'll be with you every step of the way.

    OSHC insurance

Understanding health insurance

  • More control

    Take control of any hospital treatments. With hospital cover, you get more of a say over where and when you're treated, and who treats you.

    You choose

  • How it works

    Find out about how hospital cover works, as well as how to get money back for out-of-hospital treatments including dental, optical and physio.

    Understand health insurance

  • Pay less tax

    Most Australians qualify for tax breaks or rebates when they take out health insurance. Depending on age and income, you might benefit too.

    Tax breaks and rebates

  • Thinking of switching to Medibank?

     It's simple

    From helping you choose the right cover to waiving waiting periods, it's easier than ever to switch to Medibank.

    Switch now

Better health

  • Making better
    health easier

    Get informed, inspired and supported on your path to better health. Dive into our expert health articles, tips, news and community grants to get you started on the right foot.

    Better health

  • Run, jog or walk your own race

    Get out there and have a go

    Medibank is proud to once again sponsor the Australian Open. But you don’t need to be Rod Laver to get some court time – just grab a racquet and get active!

    Medibank and AusOpen