MyOptions – Hospital + Extras + Bonus
A popular choice for young singles and couples who are healthy and budget conscious.
- No annual limit on general dental
- No excess
- Only available as a single or couple membership
Hospital
What's covered?
Included services:
- Injuries sustained in an accident
- Knee reconstruction surgery and investigations
- Shoulder reconstruction surgery and investigations
- Appendicitis treatment
- Removal of tonsils and adenoids
- Surgical extraction of wisdom teeth.
For these included services, we'll pay benefits towards:
- Private hospital accommodation
- - Private room
- - Same day admission
- - Intensive care
- - Theatre fees
- Public hospital accommodation as a private patient
- - Overnight accommodation in a shared or private room
- - Same day admissions (shared room only)
What's not covered?
Excluded services:
- Obstetrics-related services
- Assisted reproductive services (eg IVF and GIFT)
- Cardio-thoracic procedures such as angiograms or open heart and bypass surgery
- Hip and knee joint replacement surgery
- Major eye surgery
- Plastic and reconstructive surgery.
Restricted services
We'll pay lower benefits in a private hospital for all other services where a Medicare benefit is payable.
More on restricted services.
Extras
Core services:
Flexi-Extras & Flexi-Bonus
MyOptions includes Flexi-Extras and Flexi-Bonus. The Flexi-Extras allows you to claim over and above the core extras services. And, the Flexi-Bonus is a yearly amount you can use to top up your benefits on any of the extras services available as well as for specified natural therapy consultations.
| Flexi-Extras |
Services |
Annual limits-Non cumulative |
| Flexi-Extras is in addition to the core services covered under Priority MyOptions. You choose how to use your extras benefits from this range of additional services. |
- Physiotherapy
- Pharmaceutical prescriptions (non-PBS)
- Major dental (eg orthodontic treatment)
- Alternative therapies including chiropractic and naturopathy
|
Year 1 |
$350 |
| Year 2 |
$450 |
| Year 3 |
$550 |
| Year 4 |
$650 |
| Year 5 |
$750 |
| Sub limits apply |
| Flexi-Bonus |
Services |
Annual limits-Non Cumulative |
This yearly bonus works in three ways. You can:
- top up your benefits on any of the core services
- top up your benefits on any Flexi-Extras services listed above
- use it towards consultations for the listed natural therapies.
|
- Myotherapy
- Reflexology
- Shiatsu
- Homeopathy
- Chinese herbalism
- Western herbalism
- Alexander technique
- Bowen technique
- Exercise physiology
- Aromatherapy
- Kinesiology
|
Year 1 |
$100 |
| Year 2 |
$125 |
| Year 3 |
$150 |
| Year 4 |
$175 |
| Year 5 |
$200 |
Check out the comparison table to find out about the annual limits and sub-limits that apply to benefits for extras items and the above services.
Before you join it's important that you take a look at Things Worth Knowing for information on waiting periods (including the pre-existing ailment rule) and other benefit assessment information.
If you are unsure of a term or phrase used, check out our Glossary.
Call Me Back
If you would like a Medibank Private consultant to call you, just let us know when is suitable to call you.
Get me a quote
Other Joining Options
Call us on:
132 331 within Australia
+61 3 8622 5780 outside Australia
8am - 8pm Monday to Friday or
8am - 4pm on Saturday,
Australian Eastern Standard Time