Choice of pet insurance cover options
Find the right cover for you and your pet from the range of options below.
What's covered
Note: Subject to benefit limits on eligible services and exclusions may apply for pre-existing conditions.
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Bronze Paw Cover
Accident Only
Cover for accidental injury
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Silver Paw Cover
Accident + Illness
Cover for accidental injury or illness
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Gold Paw Cover
Accident, Illness
+ Routine Care
All the benefits of Bronze & Silver covers plus access to routine and preventive care benefits too.
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| Age limits |
8 weeks and over
(no upper age limit) |
8 weeks up to 9 years |
8 weeks up to 9 years |
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Annual benefit limit
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$8,000 |
$12,000 |
$15,000 |
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Accidental injury
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Illness
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Routine & preventative care
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$165 annual limit |
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Cancer treatment
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Skin conditions
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Ear/eye conditions
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Gastrointestinal problems
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Infectious diseases
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Hereditary and congenital conditions
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Tick paralysis
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$1,000 annual limit |
$1,200 annual limit |
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Emergency boarding
(up to $20 a day)
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$500 annual limit |
$1,000 annual limit |
$1,200 annual limit |
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Excess options
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No excess, $100 or $200 |
No excess, $100 or $200 |
No excess, $100 or $200 |
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Waiting periods
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6 months for cruciate
ligaments# |
30 days for illness
6 months for cruciate
ligaments# |
30 days for illness
6 months for cruciate
ligaments# |
Download sales brochure
Download PDS
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Get Quote
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# Unless certified by vet that no cruciate conditions exist on joining.
* Please consult PDS for further information
Routine Care benefits - $165 per year (only available with Gold Paw Cover)
On Gold Paw Cover, you can claim $165 per year on the cost of routine, preventative care. Within the $165 limit, you can claim:
$50 each year for any two of the following:
- Vaccinations or health check
- De-sexing
- Micro-chipping
- Heartworm preventative medication
- Teeth cleaning
- Council registration fees
- Alternative therapies
- Prescription diets
- Dewclaw removal
- Cremation or burial
- Behavioural therapy
- Dental illness treatment
- Obedience training
Plus annual benefits for these:
- $10 – Heartworm test or blood screen
- $10 – FeLv/Fiv test or urinalysis
- $45 – Flea/tick/worm control
Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the product disclosure statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. Any general advice provided by Dr Chris Brown in relation to Medibank Pet Insurance is provided as an authorised representative of Hollard through an arrangement with Medibank. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.