pet cover options

Medibank Pet Insurance offers three levels of cover for your pet’s medical expenses, including the industry-first Emergency Pet Care.

Essential Pet Care

For 8 weeks old and over

Great value cover for accidents and illness.

What's included
  • $4,000 annual benefit limit
  • 70% back on eligible bills
  • $0 or $100 excess options
  • Covers Sub limits
  • Accidental injury & illness Annual limit
  • Cruciate ligament^ $2,600
  • Cancer Annual limit
  • Hip dysplasia Annual limit
  • Paralysis tick $1,000
  • Emergency boarding $500
  • Consultations and vet visits $300

Waiting period - 30 days for illness, 6 months for cruciate ligaments#

What is not covered
  • Cat scan & MRI
  • Patella luxations
  • Elbow dysplasia
  • Intervertebral Disc Disease (IVDD)

Refer to PDS for full list of exclusions

Ultimate Pet Care

From 8 weeks to 9 years

Top comprehensive cover with the highest annual limit and optional routine & preventative care.

What's included
  • $15,000 annual benefit limit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options
  • Covers Sub limits
  • Accidental injury & illness Annual limit
  • Cruciate ligament^ $2,600
  • Cancer Annual limit
  • Hip dysplasia Annual limit
  • Paralysis tick $1,200
  • Emergency bording $1,200
  • Consultations and vet visits $300

Waiting period - 30 days for illness, 6 months for cruciate ligaments#

Routine & preventative care
  • Optional with Ultimate Pet Care. Claim up to $165 a year on routine and preventive care

Emergency Pet Care

From 8 weeks to 9 years

Cover for high value vet bills on accidental injury and specified illnesses.

What's included
  • $8,000 annual benefit limit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options
  • Covers Sub limits
  • Specified conditions only
  • Cruciate ligament^ $2,600
  • Cancer $5,000
  • Hip replacement $4,000
  • Paralysis tick $1,200
  • Emergency bording $800
  • Consultations and vet visits*

Waiting period - 30 days for some conditions, 6 months for cruciate ligaments#

* Up to applicable annual limit

Please note: Waiting periods apply. Pre-existing conditions are not covered (including conditions that develop during the waiting period). You can apply to have a pre-existing condition reviewed after 18 months of continuous membership. Please see the Product Disclosure Statement (PDS) for terms, conditions and any exclusions. Product features effective 7 December 2016, for polices sold before this date (Bronze, Silver and Gold Paw) please contact 1300 766 085 for a PDS. ^You may be eligible for a higher limit and if so this will be specified in your Certificate of Insurance. #Unless certified by a vet that no cruciate conditions exist on joining.

Taking care of your pet's health

We've worked with pet experts to provide the best advice for looking after your best friend.

Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure Statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.