Members' Choice

Members' choice

It's pretty simple: visit a Members' Choice extras provider or hospital and you can save money.

Our Members' Choice network is one of the largest health provider networks in Australia, covering most private hospitals and the widest range of extras services of any health fund. We've negotiated with many healthcare professionals so you won't be charged more than the agreed price. We've also negotiated discounts off normal prices at optical retailers and for orthotics.

A Members' Choice extras provider must agree to and meet Medibank's customer service standards in addition to meeting any registration standards for practising that profession.


Visit a Members' Choice hospital and you'll get better value for money compared to a non Members' Choice private hospital as long as the service you receive is covered by our agreement with the hospital and is included under your cover.

What about out-of-pocket expenses?

Even if you go to a Members' Choice hospital, you're still likely to have out-of-pocket expenses. The hospital and doctors treating you should tell you about their costs before you go to hospital – so it's important to ask. Give us a call before you go to hospital so we can help you ask the right sort of questions. Visit out Things worth knowing section for more information.

Extras providers

Benefits of Members' Choice extras providers

  • Capped charges^
  • Discounts at optical retailers and for orthotics
  • % back of charge. This could be 55%, 70%, 85% or 100% depending on your cover**
  • Wider range of extras services than other insurers
  • Generally lower out-of-pockets than non Members' Choice providers.

^excludes optical retailers
** For eligible services up to your annual limit.

How does it work?

Here's an example of how you can get the most out of Members' Choice. Elizabeth has Basic Extras 70 and lives in NSW. The table below shows, typically, how much she can save when she visits a Members' Choice physiotherapist for a subsequent consultation.

Members choice

Enjoy greater value from our Members' Choice network

We've also got some great deals available. With our Top Extras covers, you'll get one free dental check-up, scale and clean (doesn't include x-rays) per person per calendar year - valued at over $130 - when you visit a Members' Choice dentist.

To find out more visit our website or call us on 134 190.

What types of providers are included in Members' Choice?

Our Members' Choice network covers more types of extras services than any other private health insurer and includes the following:

  • Dentists
  • Dental prosthetists
  • Optical retail outlets
  • Chiropractors
  • Physiotherapists
  • Podiatrists
  • Acupuncturists
  • Naturopaths
  • Remedial massage therapists

Health Insurance Quote

Health Insurance Quote

You can Get a Quote Now to determine the best cover to suit your needs.

Things Worth Knowing

Thing worth knowing

Before you join we recommend that you take a look at Things Worth Knowing for information on waiting periods (including the 12 month waiting period for pre-existing conditions) and other benefit assessment information.