Waits waived on most extras

Join eligible extras cover by July 31 and we'll waive your 2&6 month waiting periods so you can use extras like optical and general dental.~

For new members only. If you're switching from another fund, annual limits used with your previous fund apply and you may not be able to claim straight away. Must use promo code: EXTRAS


Getting the most out of extras

100% back on up to two dental check-ups each year

Here's something to smile about - all Medibank members with extras cover get 100% back on up to two dental check-ups every year, including x-rays, at any Members' Choice Advantage dentist.¹

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100% back on optical

Everyone deserves to see the world clearly. That’s why when you join Medibank extras you get 100% back on most optical items at all recognised providers up to annual limits.²

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Unlimited Emergency Ambulance

No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.³

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Live Better with Medibank

With Live Better Rewards you can earn points by tracking healthy actions. And if you're an eligible Medibank member with hospital or extras, these points can go towards rewards from select partners such as adidas and Fitbit, as well as select Apple products, extras limit increases or a $200 premium payment.*

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What is extras cover?

Medibank Extras cover can help with the costs of your glasses, teeth cleaning, physio and more.

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Extras made simple

Don't get caught out on the details. Here are a few things you need to understand to get the most from your Extras cover.

Want greater flexibility & choice with your cover?

Then how about building your own extras cover with Medibank's new My Choice Extras?

Medibank Canstar

Canstar awarded ‘Outstanding Value Insurance’ 14 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Combine extras with hospital cover

To stay on top of your health, why not combine your extras cover with hospital cover? We have a range of hospital covers to suit your health needs.

Things you should know

For new members on new memberships who join and start eligible extras cover from 1 January – 31 July 2022 and who have not held Medibank health cover in the previous 60 days. Must quote promo code EXTRAS and set up direct debit when joining. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If switching funds, any waiting periods you've already served for comparable extras will generally be recognised if you join Medibank within 2 months of leaving your previous fund. Annual limits on extras apply. If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. 

¹ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

² Some lens coatings excluded. If switching from another fund, annual limits used at your previous fund may be deducted and your may not be able to claim straight away.

³ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.

* Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their My Medibank account with their Live Better account to redeem rewards. Excludes Overseas Visitor health cover, Working Visa health cover, Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. See full Medibank Live Better terms.

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