Want your first month free?

Sign up to Medibank Pet Insurance by 2 October 2024 and get your first month's premium free. T&Cs apply.* Use promo code: 1FREE.

Plus, Medibank and ahm health members save 10% every year.#

Medibank Pet Insurance

Get your first month's pet insurance premium free.

Use promo code 1FREE. Offer ends 2 October 2024. T&Cs apply.*

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Step 1: Get your quick quote online

Sign up using promo code 1FREE by 2 October 2024. T&Cs apply.

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Step 2: Decide which product is right for you

Purchase the level of cover that best suits your pet's age and lifestyle.

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Step 3: Enjoy your first month's premium free. T&Cs apply.*

Plus, if you're a Medibank or ahm health member, you'll continue to save 10% every year.#

Still chewing on the idea of pet insurance?

Learn more about Medibank Pet Insurance.

Award-winning pet insurance

We're pretty proud to have award winning pet insurance for your four-legged friends.

Winner of Mozo's 2024 Experts Choice Award for Exceptional Quality Pet Insurance for Pet Plus and Pet Max.

Winner of Canstar's 2023 and 2024 Outstanding Value Pet Insurance with Routine Care award.

Winner of WeMoney's 2024 Award - Best For Value (Routine Care) - Pet Insurance and 2024 Finalist for Best For Flexibility - Pet Insurance.

Compare our cover options

Medibank Pet Protect Pet Insurance

Pet Protect Pet Insurance

Help protect your furry best friend.

  • Insurance for cats and dogs
  • Covers specified accidental injuries and illnesses 
  • Claim up to $10,000 per year 
  • Up to 70% of eligible vet bills reimbursed 
  • $0, $100 or $250 Excess
  • Optional Extra Care benefit.              Up to $2,000 limit per annum (in addition to your annual benefit limit).†
Pet Plus Pet Insurance

Pet Plus Pet Insurance

Protection plus a higher limit & benefit percentage.

  • Insurance for cats and dogs
  • Covers specified accidental injuries and illnesses 
  • Claim up to $25,000 per year 
  • Up to 80% of eligible vet bills reimbursed 
  • $0, $100 or $250 Excess
  • Optional Extra Care benefit.             
    Up to $2,000 limit per annum (in addition to your annual benefit limit).†
Pet Max Pet Insurance

Pet Max Pet Insurance

Our maximum level of cover.

  • Insurance for cats and dogs
  • Covers specified accidental injuries and illnesses 
  • Claim up to $30,000 per year 
  • Up to 90% of eligible vet bills reimbursed 
  • $0, $100 or $250 Excess
  • Extra Care benefit included.              Up to $2,000 limit per annum (in addition to your annual benefit limit).†

Policy T&Cs, limits, exclusions and waiting periods apply. Sub-limits and excess may apply.

Read the Product Disclosure Statement for full product terms and conditions.

Want Extra Care? 

Included with the Pet Max plan and an optional benefit with Pet Protect and Pet Plus.


Treatment of specified dental conditions

  • Gingivitis
  • Abscesses
  • Removal of teeth where medically necessary due to dental disease arising from infection, retained deciduous teeth, cavities or fractured teeth


Specialised therapies

  • Treatment of behavioural conditions^
  • Consults with a veterinary behavioural specialist
  • Physiotherapy
  • Hydrotherapy
  • Chiropractic manipulation
  • Acupuncture

Things you should know

Ω Policy T&Cs, limits, exclusions and waiting periods apply. Sub-limits and excess apply.

 Policy T&Cs, extra care limit, applicable benefit percentage, waiting periods and exclusions apply. Excess may apply. Extra Care is an included additional benefit with the Pet Max plan and an optional benefit available with Pet Protect and Pet Plus.  See PDS for more information.

^ Behavioural conditions means behavioural conditions diagnosed by a vet or veterinary behavioural specialist. Cover under Extra Care is limited to treatments and/or consultations of these behavioural conditions.

Ω Policy T&Cs, limits, exclusions and waiting periods apply. Sub-limits and excess apply.


~ Available at participating vets, find your nearest GapOnly® Vet here. The gap is the difference between the vet’s invoice and the eligible claim benefit under your pet insurance policy.  GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. GapOnly® is available on eligible claims at participating vets with a pet insurance policy from a GapOnly® pet insurance partner.


# Eligible Medibank and ahm health members who wish to activate this discount must provide accurate membership details: (a) at point of purchase for the discount to apply; or (b) prior to renewal for the discount to apply at renewal.

Pet Insurance

Medibank Pet Insurance policies entered into for the first time prior to 30 August 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank).


Medibank Pet Insurance policies entered into for the first time on or after 30 August 2023, and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Medibank.


Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at http://medibank.com.au/pet-insurance .

Pet Insurance


Medibank Pet Insurance policies entered into for the first time prior to 30 August 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank).

Medibank Pet Insurance policies entered into for the first time on or after 30 August 2023, and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Medibank.

Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at medibank.com.au/pet-insurance.