An extra year for ahm customers to use their unused routine dental annual limits

For the fifth year in a row, ahm health insurance customers with extras cover will be able to use their unused routine dental annual limits for another year, giving customers more reasons to smile. 

The rollover of their unused routine dental limits will be automatically applied for eligible customers on 1 July 2026. New customers joining on extras cover by 30 June 2026 will also be eligible for the rollover.

ahm Senior Executive Rene Rached said the rollover will give customers more time to make the most of their dental annual limits and be proactive about their oral health.

“Dental is one of the main reasons why customers choose to get extras cover, so we’re pleased to be extending the time to use routine dental limits and deliver even more value for our customers,” he said.

“We also know that every dollar counts now, with cost-of-living pressures continuing to be felt by Australians due to rising inflation, interest rates and fuel prices.

“Routine dental can really add up throughout the year, so this will help our customers get as much value out of their cover as possible.”

Further information:

• Service limits on applicable products (e.g. 2 dental check-ups for financial year) will continue to apply. Waiting periods for routine dental will also apply if these have not yet been served.
• Unclaimed routine dental annual limits from the 2025/2026 financial year will be rolled over into the new financial year, however any unused annual limits rolled over from the 2024/2025 financial year will not be included.
• Any ahm customer with extras cover at 30 June 2026 will be eligible for this rollover. When changing to different extras cover after 30 June 2026, the routine dental limit rollover will not apply to the new extras cover.
• Rolled over annual limits will be available for viewing online by 1 July 2026.
• Routine dental includes things like scale and cleans, fillings, extractions and mouthguards.

For more information, see ahm.com.au/explained/limits-rollover.